France's Fiscal Troubles Are Putting Pressure on the Euro

u/Electronic_Bend3124 ▲ 4.4K upvotes 771 comments

You had the best investment of your life and turned it into the worst investment of your life. You are a true regard.

Selling half a six-year Nvidia position for a car converts an unrealized gain into a taxable one, and 771 comments are debating whether borrowing against the shares would have been cheaper. How you fund a windfall purchase decides what you keep.

u/Hawexp ▲ 108 upvotes 119 comments

Yes! I max out my HSA and *never* use it. Saving that money for later in life - when you'll likely have more medical bills - is the best thing you can do.

The thread's advice is unanimous: treat the HSA as the most tax-advantaged retirement account you have, fund it to the max and pay medical bills out of pocket so the balance stays invested. The mistake is spending it down every year and losing decades of untaxed growth.

u/stonks_admin ▲ 150 upvotes 233 comments

GOOG is never a bad buy. I’ve never bought Reddit and likely never will

233 comments and the crowd splits cleanly: Alphabet gets the benefit of the doubt, Reddit gets blamed for the same AI search shift that just cut its traffic. The thread is a live test of whether a 25% post-earnings drop is a discount or a broken business model.

u/cool_random_person ▲ 107 upvotes 138 comments

You said you’d appreciate honest feedback so I am going to give you some. I am not trying to be rude at all, this is my personal opinion. These look like very beginner pieces and they lack any sort of personality. The perspective, color choices, subject choices, etc. look like what is assigned in a beginner art 101 class. I suggest finding a color palette that you love so you can start creating more of a personal signature. Choose more interesting and unusual perspectives of your subjects.

138 comments deliver the side-hustle lesson most creators learn too late: unsold inventory prices at $5 to $10, and commissioned work carries the real money. Demand comes before supply, even for art.

u/pandabaobei ▲ 20 upvotes 102 comments

The above is the reason you will not inherit the house if your Dad dies first. And if she dies first, you’re sharing the house equally with her son. Apparently Dad isn’t reading or thinking. Or he is lying to you.

An enhanced life estate deed signed for $10 lets the surviving spouse sell the house outright and keep every dollar, and it quietly added her son as a co-heir. Attorneys in the thread say the named heirs can also be removed later without their signature.

u/fuckleydiaz ▲ 100 upvotes 111 comments

> I talked to the local post office yesterday and they don’t have the cash to cash it out So talk to the manager/postmaster about them getting the cash to cash it out

A $500 money order, an entire paycheck, became uncashable the moment a landlord stamped the back of it to fix their own accounting error. The thread's lesson: a stamped endorsement kills negotiability, and no tenant owes extra money for management's bookkeeping mistakes.