Personal Finance Articles

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4707 Articles

Ian Cooper | Apr 26, 2026 at 7:37 AM EDT

Why $2.1 Million in Retirement Accounts Isn’t Enough to Retire Early at 54

A couple in their early fifties with $2.1 million saved and $350,000 in annual household income wrote in to the…

Maurie Backman | Apr 26, 2026 at 6:30 AM EDT

Should I Include My Home Equity in My Net Worth Calculation?

Your net worth is an important measure of your financial health. One common question is whether your home equity should…

Christy Bieber | Apr 25, 2026 at 11:38 AM EDT

The Real Cost of Claiming Social Security at 62 Could be Bigger Than You Think

You’ve probably heard that an early Social Security claim will shrink your retirement checks. You can start your benefits as…

Ian Cooper | Apr 25, 2026 at 9:22 AM EDT

Why $35,000 Is the Magic Number for 529 Plans (And More Could Cost You)

The hosts of the How to Money podcast, on Friday Flight episode #1131, drew a line most parents funding a…

Marc Guberti | Apr 25, 2026 at 9:18 AM EDT

Why Public School Teachers and State Workers Can Save $65,000 a Year for Retirement While Most Americans Max Out at $24,500

A public school teacher at 55 with a 403(b) and access to a governmental 457(b) plan can legally shelter $65,000…

Drew Wood | Apr 25, 2026 at 9:12 AM EDT

What $4,800 a Month Really Looks Like in Retirement at 63

$4,800 a month sounds like a real retirement income. For a single 63-year-old, it is close to the median household…

Carl Sullivan | Apr 25, 2026 at 8:53 AM EDT

The Trouble With Teen Banking Apps, According to Clark Howard

A mom named Sandy from Michigan called into The Clark Howard Podcast this week with a parenting question. “My 12-year-old…

Ian Cooper | Apr 25, 2026 at 8:01 AM EDT

57% of Americans Have Zero Savings Outside Their 401(k). Here’s the Math to Catch Up.

Brian Preston of the Money Guy Show recently distilled a quiet crisis into one number: “57% of Americans, that this…

Ian Cooper | Apr 25, 2026 at 6:36 AM EDT

The USPS Got a ‘Free Lunch’ for Decades. That’s Over Now

On a recent episode of NerdWallet’s Smart Money Podcast titled USPS’ Cash Crisis Hits More Than Your Mailbox, Plus The…

Carl Sullivan | Apr 24, 2026 at 1:52 PM EDT

Worry About Yourself Before the Grandkids, Wes Moss Advises

Donna from Alaska wants to leave something for her grandchildren but at age 57, she only has $20,000 in her…

Carl Sullivan | Apr 24, 2026 at 1:45 PM EDT

Take a Monthly Pension Over a Lump Sum, Says Wes Moss

A caller named Alex phoned into The Clark Howard Podcast recently for help with a decision most pension holders only…

Ian Cooper | Apr 24, 2026 at 12:40 PM EDT

‘You’ll Be Working Well Past 70’: Ramsey to 65-Year-Old Who Started Work at 63

A 65-year-old woman called into The Ramsey Show recently with a situation many Americans face but rarely discuss: she started…

Carl Sullivan | Apr 24, 2026 at 12:38 PM EDT

Why a $5M Windfall Won’t Fix Money Problems, According to Jade Warshaw

A couple that makes only $31,000 annually and carrying debt of $55,000 is expecting a lawsuit settlement that could be…

Ian Cooper | Apr 24, 2026 at 11:50 AM EDT

Kevin Warsh’s Fed Confirmation Hearing Just Killed Rate Cuts for 2026. Here’s What It Means for Your Portfolio

The Quote That Repriced 2026 Speaking before the Senate Banking Committee at his Fed chair confirmation hearing, Kevin Warsh pushed…

Marc Guberti | Apr 24, 2026 at 8:18 AM EDT

How To Use 3 Retirement Accounts To Pay No Federal Taxes in Retirement

A married couple, both 67, holds $1.2 million in a traditional 401(k), a $300,000 Roth IRA, and a $200,000 taxable…

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Personal Finance Articles

All Personal Finance Articles

Why $2.1 Million in Retirement Accounts Isn’t Enough to Retire Early at 54

Should I Include My Home Equity in My Net Worth Calculation?

The Real Cost of Claiming Social Security at 62 Could be Bigger Than You Think

Why $35,000 Is the Magic Number for 529 Plans (And More Could Cost You)

Why Public School Teachers and State Workers Can Save $65,000 a Year for Retirement While Most Americans Max Out at $24,500

What $4,800 a Month Really Looks Like in Retirement at 63

The Trouble With Teen Banking Apps, According to Clark Howard

57% of Americans Have Zero Savings Outside Their 401(k). Here’s the Math to Catch Up.

The USPS Got a ‘Free Lunch’ for Decades. That’s Over Now

Worry About Yourself Before the Grandkids, Wes Moss Advises

Take a Monthly Pension Over a Lump Sum, Says Wes Moss

‘You’ll Be Working Well Past 70’: Ramsey to 65-Year-Old Who Started Work at 63

Why a $5M Windfall Won’t Fix Money Problems, According to Jade Warshaw

Kevin Warsh’s Fed Confirmation Hearing Just Killed Rate Cuts for 2026. Here’s What It Means for Your Portfolio

How To Use 3 Retirement Accounts To Pay No Federal Taxes in Retirement

Still Earning at 69 With a $300,000 IRA? Why Funding a Traditional Account Now Can Backfire at 73

The $7,500 Math Behind Vivian Tu’s Decision to Reject Parental Wedding Funding

A $2 Million Dividend Portfolio Cut Its Distribution by $14,400 in One Year and the Holders Did Not Sell

Still Earning at 69 With a $300,000 IRA? Why Funding a Traditional Account Now Can Backfire at 73

The $7,500 Math Behind Vivian Tu's Decision to Reject Parental Wedding Funding

Still Earning at 69 With a $300,000 IRA? Why Funding a Traditional Account Now Can Backfire at 73

The $7,500 Math Behind Vivian Tu’s Decision to Reject Parental Wedding Funding

Personal Finance Articles

All Personal Finance Articles

Why $2.1 Million in Retirement Accounts Isn’t Enough to Retire Early at 54

Should I Include My Home Equity in My Net Worth Calculation?

The Real Cost of Claiming Social Security at 62 Could be Bigger Than You Think

Why $35,000 Is the Magic Number for 529 Plans (And More Could Cost You)

Why Public School Teachers and State Workers Can Save $65,000 a Year for Retirement While Most Americans Max Out at $24,500

What $4,800 a Month Really Looks Like in Retirement at 63

The Trouble With Teen Banking Apps, According to Clark Howard

57% of Americans Have Zero Savings Outside Their 401(k). Here’s the Math to Catch Up.

The USPS Got a ‘Free Lunch’ for Decades. That’s Over Now

Worry About Yourself Before the Grandkids, Wes Moss Advises

Take a Monthly Pension Over a Lump Sum, Says Wes Moss

‘You’ll Be Working Well Past 70’: Ramsey to 65-Year-Old Who Started Work at 63

Why a $5M Windfall Won’t Fix Money Problems, According to Jade Warshaw

Kevin Warsh’s Fed Confirmation Hearing Just Killed Rate Cuts for 2026. Here’s What It Means for Your Portfolio

How To Use 3 Retirement Accounts To Pay No Federal Taxes in Retirement

Still Earning at 69 With a $300,000 IRA? Why Funding a Traditional Account Now Can Backfire at 73

The $7,500 Math Behind Vivian Tu’s Decision to Reject Parental Wedding Funding

A $2 Million Dividend Portfolio Cut Its Distribution by $14,400 in One Year and the Holders Did Not Sell

Featured Reads

Still Earning at 69 With a $300,000 IRA? Why Funding a Traditional Account Now Can Backfire at 73

The $7,500 Math Behind Vivian Tu's Decision to Reject Parental Wedding Funding