Headquartered in Clarendon House, Hamilton Fiscal year ends December NYSE: ESNT ir.essentgroup.com
Essent Group Ltd. (NYSE: ESNT) is a Bermuda-based holding company that operates through its subsidiaries to provide private mortgage insurance, reinsurance, and title insurance and settlement services to the housing finance industry. The company's primary business is providing private mortgage insurance through Essent Guaranty, Inc., which insures residential mortgage loans originated by lenders, enabling borrowers with lower down payments to access homeownership. Essent also operates a reinsurance segment through Essent Reinsurance Ltd., which provides both mortgage and non-mortgage reinsurance. The company serves the U.S. housing finance market and its mortgage insurance is eligible under Fannie Mae and Freddie Mac requirements. As of June 30, 2026, Essent had $249.7 billion in mortgage insurance in force across approximately 801,140 policies, with a weighted average credit score of 747 and weighted average LTV of 93%. The company manages risk through outward reinsurance programs including insurance-linked notes, excess of loss treaties, and quota share arrangements. Updated
In 2020, about 74,000 households took out seven-year adjustable-rate mortgages at pandemic-era rates. That seven-year time runs out in 2027. The October Mortgage Monitor from Intercontinental Exchange (NYSE:ICE | ICE Price Prediction)…
Essent Group Ltd. (NYSE: ESNT) is a Bermuda-based holding company that operates through its subsidiaries to provide private mortgage insurance, reinsurance, and title insurance and settlement services to the housing finance industry.
24/7 Wall St.'s 12-month price target for ESNT is $77.94, rated Buy. The Wall Street consensus target is $74.86. ESNT price prediction →
