Companies /Financial Services

Norwood Financial Corp

NASDAQ: NWFL Banks - Regional
$36.52
▲ $0.28 (+0.77%) today
Markets closed · 7:20pm ET

NWFL at a Glance

Valuation
Market cap
$395.6M
P/E ratio
11.6
Dividend yield
3.59%
Profitability
Revenue (TTM)
$107.0M
Profit margin
30.1%
EPS (TTM)
$3.12
Price
52-week range
$26 – $38
Street target
$38.00
Earnings
Next report
Jan 20, 2027

Headquartered in Honesdale, PA Fiscal year ends December NASDAQ: NWFL wayne.bank

About Norwood Financial

Norwood Financial Corp is the holding company of Wayne Bank, a community bank operating 33 branches across Wayne, Pike, Monroe, Lackawanna, Luzerne, Chester, Cumberland, and Lancaster Counties in Pennsylvania, and Delaware, Sullivan, Otsego, Ontario, and Yates Counties in New York. The company provides traditional banking services including commercial real estate lending (49% of loan portfolio), indirect consumer lending (16%), residential 1-4 family mortgages (14%), commercial and industrial lending (11%), and home equity products. Wayne Bank serves primarily small businesses and local communities in rural and suburban settings across Northeast PA, Central PA, Southern Tier NY, and Finger Lakes NY regions. The company has grown through a combination of organic expansion and strategic acquisitions, including four completed acquisitions between 2011 and 2026, most recently the Presence Bank acquisition completed in January 2026. It also offers wealth management, trust services, mortgage banking, and treasury management. The company has total assets of approximately $2.95 billion and trades on the Nasdaq Global Market under the symbol NWFL. Updated

Latest Activity

NWFLNorwood Financial
Q3 2026
EPS
$1.08
est $0.94+14.3%
Revenue
$31M
est $30M+3.1%

Resolving a borrower bankruptcy settled past-due interest and pushed net interest margin to 4.01%, the lift behind record net income this quarter. The Presence Bank deal added scale, and $7.1 million of exposure to that borrower remains on the books.

Quarterly EPS — reported vs estimate
Biggest dividend payouts · Oct 15
PECOPhillips Edison & Company
$14.8M$0.12 per share
  • 2CHCOCity Holding$1.00/sh$14.1M
  • 3CSWCCapital Southwest$0.19/sh$12.3M
  • 4CACCamden National$0.42/sh$7.1M
  • 5NWFLNorwood Financial$0.32/sh$3.5M

Phillips Edison & Company leads today's dividend payers, sending about $14.8 million to shareholders at 11.5 cents a share on November 3. City Holding is close behind with roughly $14.1 million, and a full $1 per share landing October 30.

NWFL Coverage

Frequently Asked Questions

What does Norwood Financial do?

Norwood Financial Corp is the holding company of Wayne Bank, a community bank operating 33 branches across Wayne, Pike, Monroe, Lackawanna, Luzerne, Chester, Cumberland, and Lancaster Counties in Pennsylvania, and Delaware, Sullivan, Otsego, Ontario, and Yates Counties in New York.

What is the NWFL stock price target?

The Wall Street consensus 12-month price target for NWFL is $38.00.