Companies /Financial Services

PennyMac Financial Services Inc

NYSE: PFSI Mortgage Finance
$67.93
▼ $0.12 (−0.18%) today
Markets open · 1:26pm ET
24/7 Rating HOLD
12-Month Price Target
$70.39 +3.5% upside

Set by 24/7 Wall St.’s proprietary analysis of professional targets, profit trajectory, sector, risk, and retail attention. How we calculate our price targets →

Current close $68.03
Street consensus $90.57
Ours vs. the Street −22.3%
$66.99Conservative$68.03Current$70.39Our Target$122.46Optimistic
12-Month Projection Historical Optimistic Target Conservative
$90$120$150Sep 2025Sep 2027Today$122.46$70.39$66.99
$90$120$150Sep 2025Sep 2027Today$122.46$70.39$66.99

Analyst Sentiment

8ANALYSTS
Buy450%
Hold450%
Sell00%
The Bottom Line

PennyMac Financial Services is fairly valued at current levels. With our price target of $70.39 suggesting modest upside, the stock appears to be trading near fair value. Consider your portfolio allocation and investment timeline before making a decision.

The 24/7 Factor

Base Growth
Conservative growth baseline (reduced to avoid double-counting P/E growth)
1.05×
Sector Momentum
Rate-sensitive, moderate growth
1.05×
Analyst Consensus
Moderate analyst optimism
+3.0%
Earnings Growth
Significant earnings decline
−3.0%
Volatility Adjustment
Higher volatility stock
−0.9%
Price Position
Trading near 52-week low (caution)
−1.5%
Read our full methodology →

5-Year Projection

Long-Term Forecast Optimistic Target Conservative
$60$120$180$240’26’27’28’29’30’31$262.30$83.94$75.52
$60$120$180$240’26’27’28’29’30’31$262.30$83.94$75.52

Prediction History

PFSI Price Target History Our Target Stock Price
$70$77$84$91Jul 16Sep 11$70.89$70.36
$70$77$84$91Jul 16Sep 11$70.89$70.36
Date Price Target Stock Price Rating Upside
$70.89 $70.36 HOLD +0.8%
$71.52 $73.29 HOLD −2.4%
$71.54 $73.38 HOLD −2.5%
$71.90 $75.09 HOLD −4.2%
$72.54 $78.03 HOLD −7.0%
$74.11 $77.41 HOLD −4.3%
$76.63 $75.41 HOLD +1.6%
$91.37 $82.61 BUY +10.6%

Frequently Asked Questions

What is the PFSI stock price prediction for 2030?

Looking ahead to 2030, our model projects PFSI could trade at an average price of $80.49, with a potential range between $60.36 and $100.61. This represents a potential 18.3% return from today’s price. Long-term forecasts depend heavily on company execution, competitive dynamics, and broader market conditions.

Is PFSI a buy, sell, or hold right now?

24/7 Wall St. currently rates PFSI as a HOLD. Near fair value (3.5%) Among Wall Street analysts, 4 rate it Buy, 4 rate it Hold, and 0 rate it Sell.

What is the PFSI stock price target in an optimistic scenario?

In our optimistic scenario for PFSI, the stock could reach $122.46 over the next 12 months, representing a 80.0% gain from today’s price. This scenario assumes favorable conditions materialize, including strong earnings growth, positive market sentiment, and successful execution of company initiatives.

What is the downside risk for PFSI stock?

Our conservative scenario for PFSI projects a price of $66.99 over the next 12 months (-1.5% from current levels), suggesting relatively limited downside if headwinds materialize. No forecast is a guarantee. Position sizing and time horizon still matter.

Projections are estimates based on current data, updated daily. Not investment advice. Learn how we calculate these projections →