Companies /Financial Services

Ally Financial Inc

NYSE: ALLY Credit Services
$42.74
â–² $0.20 (+0.47%) today
Markets closed · 2:41am ET
24/7 Rating BUY
12-Month Price Target
$51.68 +20.7% upside

Set by 24/7 Wall St.’s proprietary analysis of professional targets, profit trajectory, sector, risk, and retail attention. How we calculate our price targets →

Current close $42.83
Street consensus $53.70
Ours vs. the Street −3.8%
$45.74Conservative$42.83Current$51.68Our Target$59.29Optimistic
12-Month Projection Historical Optimistic Target Conservative
$35$42$49$56Aug 2025Aug 2027Today$59.29$51.68$45.74
$35$42$49$56Aug 2025Aug 2027Today$59.29$51.68$45.74

Analyst Sentiment

18ANALYSTS
Buy1478%
Hold422%
Sell00%
The Bottom Line

Ally Financial appears attractively valued at current levels. With a 20.7% upside to our $51.68 target, the risk-reward profile looks favorable for investors with a 12-month time horizon. Wall Street agrees, with 78% of analysts rating it a Buy.

The 24/7 Factor

Base Growth
Conservative growth baseline (reduced to avoid double-counting P/E growth)
1.05×
Sector Momentum
Rate-sensitive, moderate growth
1.05×
Analyst Consensus
Strong analyst consensus (bullish)
+4.7%
Earnings Growth
Positive earnings momentum
+1.4%
Volatility Adjustment
Average volatility
−0.2%
Price Position
Trading near 52-week high
+1.5%
Read our full methodology →

5-Year Projection

Long-Term Forecast Optimistic Target Conservative
$40$60$80’26’27’28’29’30’31$92.34$75.89$55.20
$40$60$80’26’27’28’29’30’31$92.34$75.89$55.20

Prediction History

ALLY Price Target History Our Target Stock Price
$44$48$52May 28Aug 21$52.09$42.93
$44$48$52May 28Aug 21$52.09$42.93
Date Price Target Stock Price Rating Upside
$52.09 $42.93 BUY +21.3%
$52.90 $44.91 BUY +17.8%
$52.39 $43.72 BUY +19.8%
$52.16 $43.33 BUY +20.4%
$53.50 $43.97 BUY +21.7%
$53.50 $46.80 BUY +14.3%
$53.13 $45.11 BUY +17.8%
$53.42 $45.32 BUY +17.9%

Frequently Asked Questions

What is the ALLY stock price prediction for 2030?

Looking ahead to 2030, our model projects ALLY could trade at an average price of $67.68, with a potential range between $50.76 and $84.61. This represents a potential 58.0% return from today’s price. Long-term forecasts depend heavily on company execution, competitive dynamics, and broader market conditions.

Is ALLY a buy, sell, or hold right now?

24/7 Wall St. currently rates ALLY as a BUY. Strong upside (+20.7%) Among Wall Street analysts, 14 rate it Buy, 4 rate it Hold, and 0 rate it Sell.

What is the ALLY stock price target in an optimistic scenario?

In our optimistic scenario for ALLY, the stock could reach $59.29 over the next 12 months, representing a 38.4% gain from today’s price. This scenario assumes favorable conditions materialize, including strong earnings growth, positive market sentiment, and successful execution of company initiatives.

What is the downside risk for ALLY stock?

Our conservative scenario for ALLY projects a price of $45.74 over the next 12 months (6.8% from current levels), suggesting relatively limited downside if headwinds materialize. No forecast is a guarantee. Position sizing and time horizon still matter.

Projections are estimates based on current data, updated daily. Not investment advice. Learn how we calculate these projections →