Headquartered in Bayonne, NJ Fiscal year ends December NASDAQ: BCBP bcb.bank
BCB Bancorp, Inc. (NASDAQ: BCBP) is the holding company for BCB Community Bank, a community bank established in 2000.
Branches: twenty-two in New Jersey, across Bayonne, Edison, Hoboken, Fairfield, Holmdel, Jersey City, Lyndhurst, Maplewood, Monroe Township, Newark, Plainsboro, River Edge, Rutherford, South Orange, Union and Woodbridge, plus four in Hicksville and Staten Island, New York.
Products: loans, deposits, and retail and commercial banking services for businesses and individuals.
Loan book: concentrated in commercial and multifamily real estate (about $1.75 billion of $2.25 billion gross loans held for investment at September 30, 2026). Smaller portfolios include:
- residential one-to-four family mortgages
- commercial business loans
- Business Express small business loans
- home equity and consumer loans
- construction loans
- a residual cannabis-related portfolio
The company is pursuing a sale of its cannabis business.
Funding: about $2.6 billion in deposits, made up of non-interest-bearing and interest-bearing demand, money market, savings and certificate of deposit accounts. These are supplemented by FHLB advances and subordinated debt.
Recent restructuring: in 2026 the company raised roughly $98 million in common equity, sold about $204 million of problem loans, and moved additional loans to held-for-sale. It also reorganized its C-suite, appointing a new Chief Risk Officer, and added independent directors. It has proposed reincorporating from New Jersey to Delaware. Updated
BCB Bancorp cleared the decks in one quarter, taking a $115.0 million credit loss provision to offload problem loans and raise equity. Book value per share now stands at $7.18, and management says the cleanup is far from complete.
BCB Bancorp, Inc. (NASDAQ: BCBP) is the holding company for BCB Community Bank, a community bank established in 2000.
The Wall Street consensus 12-month price target for BCBP is $8.95.