Headquartered in Princeton, NJ Fiscal year ends December NASDAQ: BPRN thebankofprinceton.com
Princeton Bancorp, Inc. (NASDAQ: BPRN) is the bank holding company for The Bank of Princeton, a New Jersey state-chartered commercial community bank founded in 2007 and a member of the FDIC. The bank operates 29 branches across New Jersey, five branches in the Philadelphia, Pennsylvania area and two in the New York City metropolitan area.
It earns revenue mainly from net interest income on its loan and securities portfolios, supplemented by fees, service charges, loan fees and bank-owned life insurance income. As of September 30, 2026, it held about $2.31 billion in total assets, $1.85 billion in total loans and $2.00 billion in deposits.
The loan book is concentrated in commercial real estate (about $1.28 billion). It also includes construction, residential first-lien mortgage, commercial and industrial, and home equity/consumer loans; the latter segments have been growing as CRE balances decline. The deposit base spans non-interest checking, interest checking, savings, money market accounts and time deposits, and the company had no outstanding borrowings at quarter-end. Updated
Two commercial real estate loans went bad and took the quarter with them: a $7.6 million credit provision pushed earnings to a miss of expectations, even though revenue beat. Management calls it non-recurring and backed that up by raising the quarterly dividend.
Princeton Bancorp, Inc. (NASDAQ: BPRN) is the bank holding company for The Bank of Princeton, a New Jersey state-chartered commercial community bank founded in 2007 and a member of the FDIC.
The Wall Street consensus 12-month price target for BPRN is $46.75.