Companies /Real Estate

CTO Realty Growth Inc - New - New

NYSE: CTO Reit - Diversified
$20.83
▼ $0.19 (−0.89%) today
Markets closed · 12:25am ET

Q3 2025 Earnings

Reported Oct 28, 2025, 4:10pm ET · SEC source
$0.03
Beat +0.00%
EPS · est. $0.00
$37.8M
Beat +0.18%
Revenue · est. $37.7M
+10.0%
Beating market
CTO vs S&P since report
3 quarters
Consecutive EPS beats

Market Reaction

% change · around the report
0+3%+6%Oct 28Oct 29report 4:10pm ETearnings−0.0%+1.3%
0+3%+6%Oct 28Oct 29earnings−0.0%+1.3%
CTO +1.3%S&P 500 −0.0%
0+3%+6%Oct 28Oct 29report 4:10pm ETearnings+0.3%+1.3%
0+3%+6%Oct 28Oct 29earnings+0.3%+1.3%
CTO +1.3%NASDAQ +0.3%
−2%0+2%+4%Oct 27Nov 5report 4:10pm ETearnings−1.4%+4.8%
−2%0+2%+4%Oct 27Nov 5earnings−1.4%+4.8%
CTO +4.8%S&P 500 −1.4%
0+3%Oct 27Nov 5report 4:10pm ETearnings−1.6%+4.8%
0+3%Oct 27Nov 5earnings−1.6%+4.8%
CTO +4.8%NASDAQ −1.6%
+1.29%
Day of report
+1.33%
Next session
+3.45%
One week
+8.96%
30 days

S&P 500 over the same 30 days: −1.04%.

Did CTO Beat Earnings? Q3 2025 Results

CTO Realty Growth delivered a solid Q3 2025, posting earnings of $0.03 per diluted share against a consensus estimate of $0.00 while revenue of $37.76 million edged past the $37.69 million consensus, rising 18.7% year-over-year. The standout driver behind that top-line growth was the company's expanded portfolio, anchored by its March 2025 acquisition of Ashley Park, a 559,000-square-foot lifestyle center in Atlanta, which helped push Core FFO up 23.7% to $15.63 million and AFFO 24.4% higher to $16.34 million. Leasing momentum remained robust, with 143,000 square feet signed in the quarter, comparable rent spreads of 21.7% year-to-date, and the portfolio 94.2% leased. A $150.00 million term loan refinancing at roughly 4.2% meaningfully strengthened the balance sheet, retiring near-term debt and reducing revolver exposure. Management rewarded the operational progress by raising full-year 2025 Core FFO guidance to $1.84–$1.87 per diluted share and AFFO guidance to $1.96–$1.99, signaling continued confidence in accretive investments targeting 8.0%–8.5% initial cash yields through year-end.

Key Takeaways
  • Same-Property NOI growth of 2.3% year-over-year in Q3
  • Strong leasing activity with 143,000 square feet leased in Q3 and 482,000 year-to-date
  • 21.7% comparable rent spreads on 424,000 square feet of comparable leases year-to-date
  • Income Properties revenue growth to $33.4 million from $28.5 million year-over-year driven by acquisitions
  • Interest income from commercial loans and investments grew to $3.1 million from $1.6 million year-over-year
  • Structured investments portfolio yielding weighted average 10.68%

“We continued to produce strong operating and leasing results across our portfolio during the third quarter. We leased 143,000 square feet for the quarter bringing our year-to-date leasing to 482,000 square feet and our portfolio to 94.2% leased. Notably, we have now signed 424,000 square feet of comparable leases for the year at a positive rent spread of 21.7%.”

CTO Realty Growth CEO, on the earnings call

Forward Guidance & Outlook

CTO raised its full-year 2025 guidance. Core FFO per diluted share is now expected at $1.84–$1.87 (up $0.04 at the low end and $0.01 at the high end from prior outlook). AFFO per diluted share is now expected at $1.96–$1.99 (up $0.03 at the low end and $0.01 at the high end). Key assumptions include: investments of $100–$200 million at 8.0%–8.5% initial cash yields; Same-Property NOI growth of approximately 2.5%; and G&A expenses of $18.0–$18.5 million. The $5.5 million signed-not-open pipeline is expected to have 76% of cash base rent recognized by 2026 and 100% by 2027.

CTO YoY Financials

Q3 2025 vs Q3 2024 · SEC filings Q3 2024 Q3 2025
$0$20.0M$40.0M$31.8M$37.8MRevenue$5.0M$10.0MOperating Income$6.2M$2.9MNet Income
$0$20.0M$40.0MRevenueOperating IncomeNet Income

CTO Revenue by Segment

Income Properties$33.4M
Commercial Loans and Investments
Interest Income From Commercial Loans and Investments$3.1M
Management Fee Income (Alpine Income Property Trust)
Management Fee Income$1.2M

CTO Revenue by Geography

Georgia$37.3M
Atlanta, GA
Florida$17.6M
Texas$15.2M
North Carolina$14.6M
Dallas, TX
Virginia$9.7M
Richmond, VA

Figures from SEC filings and company reports. Not investment advice.