Q2 26 EPS
$2.25
Q2 26 Revenue
$1.70B
Market Reaction
Did EFX Beat Earnings? Q2 2026 Results
Equifax delivered a solid second quarter of 2026, posting adjusted diluted EPS of $2.25 and revenue of $1.70 billion, up 11% year-over-year, extending the company's streak of beating consensus EPS estimates to four consecutive quarters. The standout … Read more Equifax delivered a solid second quarter of 2026, posting adjusted diluted EPS of $2.25 and revenue of $1.70 billion, up 11% year-over-year, extending the company's streak of beating consensus EPS estimates to four consecutive quarters. The standout driver was a resurgent U.S. Mortgage market, with USIS revenue climbing 17% to $611.60 million on the back of 40% Mortgage revenue growth, while Workforce Solutions contributed $705.40 million, up 7%, anchored by strong demand in Talent Solutions and Consumer Lending. A $40.00 million net pre-tax charge tied to a legal settlement weighed on GAAP net income, which slipped 4% to $183.90 million, but adjusted net income rose 8% to $268.60 million, underscoring the underlying momentum. Investors are closely watching the company's announced $750.00 million acquisition of Mexican credit bureau CÃrculo de Crédito, expected to close in Q4 2026, as a test of its international growth ambitions. Looking ahead, Equifax guided full-year 2026 revenue of $6.71 billion to $6.78 billion with adjusted EPS of $8.39 to $8.69.
Key Takeaways
- • U.S. Mortgage revenue up 25% driven by favorable mortgage market conditions
- • USIS Mortgage revenue up 40%
- • High double digit revenue growth in Talent Solutions and Consumer Lending
- • New product Vitality Index of 16% above 10% long-term target
- • USIS Diversified Markets revenue growth accelerated sequentially over 300 basis points to 6%
- • Workforce Solutions Government team signed ~$300 million in annual contract value in first half 2026
EFX Forward Guidance & Outlook
For Q3 2026, Equifax guided reported revenue of $1.680 billion to $1.710 billion, representing reported revenue growth of 8.7% to 10.7% and local currency growth of 8.4% to 10.4%. Q3 adjusted EPS is expected to be $2.15 to $2.25 per share. For full year 2026, the company guided reported revenue of $6.710 billion to $6.780 billion, representing reported revenue growth of 10.5% to 11.6% and local currency growth of 9.8% to 10.9%. Full year adjusted EPS is expected to be $8.39 to $8.69 per share. The company is doubling its 2026-2028 AI-driven cost reduction target to $150 million. Equifax also expects the CÃrculo de Crédito acquisition to close in Q4 2026.
EFX YoY Financials
Q2 2026 vs Q2 2025, source: SEC Filings
EFX Revenue by Segment
With YoY comparisons, source: SEC Filings
EFX Revenue by Geography
With YoY comparisons, source: SEC Filings
“Equifax delivered a strong second quarter performance executing on our EFX2028 Strategic Priorities with reported revenue of $1.700 billion, up 11% on a reported basis, with 10% local currency revenue growth enabled by a 16% new product Vitality Index, above our 10% long-term goal, with double digit Vitality across all business units.”
— Mark W. Begor, Q2 2026 Earnings Press Release
EFX Earnings Trends
EFX vs Market 30 Day Price Reactions
30-day stock return vs benchmark after each earnings
EFX EPS Trend
Earnings per share: estimate vs actual
EFX Revenue Trend
Quarterly revenue: estimate vs actual
EFX Quarterly Results
5 quarters of earnings data
| Quarter | EPS Est. | EPS Act. | Surprise | Revenue | Rev. Surprise |
|---|---|---|---|---|---|
| Q2 26 | — | $2.25 | — | $1.70B | — |
| Q1 26 BEAT | $1.70 | $1.86 | +9.73% | $1.65B | +1.89% |
| Q4 25 BEAT FY | $2.05 | $2.09 | +1.78% | $1.55B | +1.50% |
| FY Full Year | $7.62 | $7.65 | +0.43% | $6.07B | +0.38% |
| Q3 25 BEAT | $1.94 | $2.04 | +5.39% | $1.54B | +1.43% |
| Q2 25 BEAT | $1.91 | $2.00 | +4.50% | $1.54B | +1.75% |