Q1 26 EPS
$1.86
BEAT +9.73%
Est. $1.70
Q1 26 Revenue
$1.65B
BEAT +1.89%
Est. $1.62B
vs S&P Since Q1 26
-21.2%
TRAILING MARKET
EFX -16.2% vs S&P +4.9%
Market Reaction
Did EFX Beat Earnings? Q1 2026 Results
Equifax delivered a strong first quarter, posting revenue of $1.65 billion, up 14.3% year over year and ahead of the $1.62 billion consensus estimate by 1.89%, while adjusted EPS of $1.86 beat the $1.70 consensus by 9.73%, rising 22% from the year-ag… Read more Equifax delivered a strong first quarter, posting revenue of $1.65 billion, up 14.3% year over year and ahead of the $1.62 billion consensus estimate by 1.89%, while adjusted EPS of $1.86 beat the $1.70 consensus by 9.73%, rising 22% from the year-ago period. The standout driver was an explosive 38% surge in U.S. Mortgage revenue within the USIS segment, which itself grew 21% to $605.60 million, pulling the broader business well past its own February guidance midpoint by $37 million. Net income climbed 29% to $171.50 million, and the company returned $327 million to shareholders through buybacks and dividends. Shares edged higher in premarket trading following the announcement. Despite the strong beat, Equifax maintained its full-year local currency revenue growth outlook of approximately 10%, citing interest rate uncertainty tied to the Iran conflict, though it nudged full-year reported revenue guidance up to a range of $6.69 billion to $6.81 billion and raised adjusted EPS guidance by $0.04 to a range of $8.34 to $8.74.
Key Takeaways
- • Very strong U.S. Mortgage revenue growth of 38% driven by higher mortgage activity in January and February before rates increased
- • USIS Mortgage revenue growth of 60%
- • Verification Services Diversified Markets up 14% with strong mid-double-digit Government growth
- • New Product Innovation Vitality Index of 17%
- • EFX Cloud technology transformation and EFX.AI capabilities
EFX YoY Financials
Q1 2026 vs Q1 2025, source: SEC Filings
EFX Revenue by Segment
With YoY comparisons, source: SEC Filings
EFX Revenue by Geography
With YoY comparisons, source: SEC Filings
“Equifax delivered a very strong first quarter performance executing on our EFX2028 Strategic Priorities with reported revenue of $1.649 billion, up a strong 14%, with 13% local currency revenue growth which was $37 million above the midpoint of our February guidance. The revenue outperformance was principally driven by very strong U.S. Mortgage revenue growth of 38% principally in January and February before rates increased from the Iran conflict, continued solid performance in Diversified Markets up 6% in local currency, and strong New Product Innovation momentum with Vitality Index of 17% - significantly above our long-term goal of 10% - powered by the EFX Cloud, EFX.AI, and our proprietary data.”
— Mark W. Begor, Q1 2026 Earnings Press Release
EFX Earnings Trends
EFX vs Market 30 Day Price Reactions
30-day stock return vs benchmark after each earnings
EFX EPS Trend
Earnings per share: estimate vs actual
EFX Revenue Trend
Quarterly revenue: estimate vs actual
EFX Quarterly Results
5 quarters of earnings data
| Quarter | EPS Est. | EPS Act. | Surprise | Revenue | Rev. Surprise |
|---|---|---|---|---|---|
| Q2 26 | — | $2.25 | — | $1.70B | — |
| Q1 26 BEAT | $1.70 | $1.86 | +9.73% | $1.65B | +1.89% |
| Q4 25 BEAT FY | $2.05 | $2.09 | +1.78% | $1.55B | +1.50% |
| FY Full Year | $7.62 | $7.65 | +0.43% | $6.07B | +0.38% |
| Q3 25 BEAT | $1.94 | $2.04 | +5.39% | $1.54B | +1.43% |
| Q2 25 BEAT | $1.91 | $2.00 | +4.50% | $1.54B | +1.75% |