Green Dot (GDOT) Q3 2025

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Earnings

Green Dot delivered a stronger-than-expected third quarter, posting non-GAAP diluted EPS of $0.06 against a consensus estimate of negative $0.09, a beat of 166.67%, while revenue climbed 20.8% year-over-year to $494.83 million, edging past the $483.8… Read more Green Dot delivered a stronger-than-expected third quarter, posting non-GAAP diluted EPS of $0.06 against a consensus estimate of negative $0.09, a beat of 166.67%, while revenue climbed 20.8% year-over-year to $494.83 million, edging past the $483.84 million analyst forecast. The primary engine behind the growth was the B2B Services segment, where Banking-as-a-Service volumes propelled segment revenue to $364.22 million from $276.40 million a year ago, with gross dollar volume reaching $35.87 billion across 1.89 million active accounts. The strong top-line momentum, however, was tempered by a widening GAAP net loss of $30.79 million, weighed down by $19.90 million in restructuring charges tied to the closure of Green Dot's China operations and rising processing expenses. Adjusted EBITDA contracted 17% to $23.57 million, with margins compressing to 4.8%. Still, management responded with a guidance raise, lifting full-year adjusted EBITDA expectations to $165 million to $175 million and non-GAAP EPS to $1.31 to $1.44, sending shares higher in after-hours trading.