Companies /Financial Services

Goldman Sachs Group Inc

NYSE: GS Capital Markets

Q2 2025 Earnings

Reported Jul 16, 2025, 7:35am ET · SEC source
$10.91
Beat +13.41%
EPS · est. $9.62
$14.6B
Beat +7.71%
Revenue · est. $13.5B
+0.0%
Beating market
GS vs S&P since report
6 quarters
Consecutive EPS beats

Market Reaction

% change · around the report
−2%−1%0+1%Jul 16Jul 17report 7:35am ETearnings+0.9%−0.3%
−2%−1%0+1%Jul 16Jul 17earnings+0.9%−0.3%
GS −0.3%S&P 500 +0.9%
−2%0Jul 16Jul 17report 7:35am ETearnings+1.2%−0.3%
−2%0Jul 16Jul 17earnings+1.2%−0.3%
GS −0.3%NASDAQ +1.2%
−2%0+2%Jul 15Jul 24report 7:35am ETearnings+1.9%+0.2%
−2%0+2%Jul 15Jul 24earnings+1.9%+0.2%
GS +0.2%S&P 500 +1.9%
−2%0+2%Jul 15Jul 24report 7:35am ETearnings+1.6%+0.2%
−2%0+2%Jul 15Jul 24earnings+1.6%+0.2%
GS +0.2%NASDAQ +1.6%
+0.90%
Day of report
−0.42%
Next session
+1.23%
One week
+3.09%
30 days

S&P 500 over the same 30 days: +3.08%.

Did GS Beat Earnings? Q2 2025 Results

Goldman Sachs delivered a strong second quarter, posting diluted earnings per share of $10.91 against a consensus estimate of $9.62, a beat of 13.41%, as robust trading activity drove results well ahead of expectations. Revenue came in at $14.58 billion, with the quarter's standout performance rooted in the Global Banking & Markets segment, where equities generated $4.30 billion in net revenues, up 36% year over year, with both intermediation and financing contributing record results. Investment banking fees climbed 26% to $2.19 billion, fueled by advisory strength in the Americas and EMEA, and management noted the IB backlog grew both sequentially and from year-end 2024, pointing to continued momentum ahead. Diluted EPS grew 27% year over year, even as the firm absorbed $384 million in credit loss provisions and operating expenses rose 8%. The board punctuated the quarter by lifting the quarterly dividend 33% to $4.00 per share, while the firm repurchased $3.00 billion in stock, signaling confidence as CEO David Solomon described markets responding positively to the evolving policy environment.

Key Takeaways
  • Record Equities net revenues driven by significantly higher intermediation (cash products and derivatives) and record financing (portfolio financing)
  • Advisory revenues up 71% YoY reflecting strength in Americas and EMEA
  • Record FICC financing driven by mortgages and structured lending
  • Management and other fees up 11% YoY on higher average assets under supervision
  • Net interest income up 56% YoY reflecting decrease in funding costs
  • 30th consecutive quarter of long-term fee-based net inflows

“Our strong results for the quarter reflected healthy client activity levels across our businesses, our differentiated franchise positions and the talent and commitment of our people. At this time, the economy and markets are generally responding positively to the evolving policy environment. But as developments rarely unfold in a straight line, we remain very focused on risk management. Given the strategic decisions and investments we've made, we continue to believe that the firm is well positioned to perform for our shareholders.”

Goldman Sachs CEO, on the earnings call

Forward Guidance & Outlook

The investment banking fees backlog was higher compared with both the end of Q1 2025 and the end of 2024, suggesting continued momentum in advisory and capital markets activity. CEO David Solomon noted the economy and markets are generally responding positively to the evolving policy environment, while emphasizing risk management focus. The firm expects its stress capital buffer (SCB) requirement will be 3.4%, resulting in a Standardized CET1 ratio requirement of 10.9%, effective October 1, 2025, which would represent a significant reduction from the current 13.6% requirement.

GS YoY Financials

Q2 2025 vs Q2 2024 · SEC filings Q2 2024 Q2 2025
$0$9.0B$18.0B$27.0B$31.2B$14.6BRevenue$3.0B$3.7BNet Income$3.9B$5.0BOperating Income
$0$9.0B$18.0B$27.0BRevenueNet IncomeOperating Income

GS Revenue by Segment

Global Banking & Markets$10.1B+24.0%
Asset & Wealth Management$3.8B−3.0%
Equities Intermediation
FICC intermediation$2.4B+4.0%
FICC Intermediation
Equities Financing
Asset Management Fees
Management and other fees

GS Revenue by Geography

Americas$9.0B
EMEA$3.8B
Asia$1.8B

Figures from SEC filings and company reports. Not investment advice.