Horizon Bancorp Inc (IN)

Horizon Bancorp, Inc. (NASDAQ GS: HBNC) is a $6.6 billion-asset commercial bank holding company and the parent of Horizon Bank. The company operates a community banking model serving customers across Indiana and Michigan markets through digital, virtual, and branch channels. Horizon's retail offerings include prime residential mortgage lending, secured consumer lending, personal banking, and wealth management solutions. On the commercial side, the bank provides in-market business banking, treasury management services, and equipment financing solutions offered both regionally and nationally. Commercial lending represents over half of total loans, with a diversified portfolio spanning commercial real estate (both owner-occupied and non-owner-occupied), commercial and industrial lending, and equipment finance. The consumer and mortgage portfolio focuses on high-quality borrowers with strong credit scores and significant home equity. Horizon's deposit base is relationship-driven, with a focus on core non-maturity deposits across commercial and consumer clients. Updated Oct 21, 2026