Robinhood Markets Inc - Class A
Q4 2025 Earnings
Market Reaction
S&P 500 over the same 30 days: −3.31%.
Did HOOD Beat Earnings? Q4 2025 Results
Robinhood closed out a record-setting year on a mixed but ultimately strong note, posting Q4 2025 earnings of $0.66 per diluted share against a consensus estimate of $0.59, a 12.36% beat, even as a 38% decline in crypto transaction revenue to $221 million drew investor scrutiny. Total net revenues reached $1.28 billion for the quarter, up 27% year-over-year, capping a full-year record of $4.47 billion. The headline driver of the quarter's resilience was diversification: options revenue jumped 41% to $314 million, net interest revenues surged 39% to $411 million, and Prediction Markets event contracts contributed $147 million in an entirely new revenue line. Gold subscribers hit 4.2 million, up 58% year-over-year, while Total Platform Assets climbed 68% to $324 billion. Some analysts have flagged that the company's crypto exposure leaves limited margin for error, a concern management is addressing by guiding 2026 operating expenses to $2.60 billion to $2.73 billion as it accelerates international expansion and new product development, with January already showing <a href="https://247wallst.com/investing/2026/02/10/live-will-robinhood-rebound-after-announcing-q4-earnings-tonight/">encouraging early momentum</a> across net deposits and margin lending.
- Record Prediction Markets trading with over 12 billion event contracts in 2025
- Options revenue growth of 41% YoY driven by record 659 million contracts traded
- Equity notional trading volumes up 68% YoY to record $710 billion
- Net interest revenue growth of 39% driven by interest-earning asset growth and securities lending
- Robinhood Gold Subscribers up 58% YoY to 4.2 million with 15%+ adoption rate
- Net deposits of $68.1 billion for the full year, a 35% growth rate
- Margin book more than doubled YoY to $16.8 billion
“Our vision hasn't changed: we are building the Financial SuperApp.”
Robinhood CEO, on the earnings call
Forward Guidance & Outlook
Robinhood's 2026 expense plan is designed to accelerate product velocity, drive Net Deposit growth, and grow revenues. The outlook for 2026 Adjusted Operating Expenses and SBC is $2.6 billion to $2.725 billion, representing approximately 18% year-over-year growth at the midpoint relative to 2025. This includes growth investments in new or recently launched products, marketing, international expansion, and full-year costs related to the 2025 acquisitions of TradePMR and Bitstamp. The CFO noted that 2026 is off to a strong start, with January 2026 showing $4.5 billion in net deposits (17% annualized growth rate), margin book up 121% YoY to $18.4 billion, and record event contracts traded of 3.4 billion.
HOOD YoY Financials
HOOD Revenue by Segment
Figures from SEC filings and company reports. Not investment advice.