Companies
/Financial Services
Live Oak Bancshares Inc
$35.07
▲ $0.41 (+1.18%) today
Markets closed · 7:43pm ET
LOB at a Glance
Valuation
- Market cap
- $1.6B
- P/E ratio
- 12.3
- Dividend yield
- 0.35%
Profitability
- Revenue (TTM)
- $527.3M
- Profit margin
- 26.4%
- EPS (TTM)
- $2.81
Price
- 52-week range
- $29 – $45
- Street target
- $40.50
Earnings
- Next report
- Jan 19, 2027
Headquartered in Wilmington, NC Fiscal year ends December NYSE: LOB liveoak.bank
About Live Oak Bancshares
Live Oak Bancshares, Inc. (NYSE: LOB) is a financial holding company and the parent company of Live Oak Bank. The company operates as a technology-forward digital bank focused on lending to small and medium-sized businesses across specialized industry verticals. Live Oak is a prominent SBA (Small Business Administration) preferred lender, originating government-guaranteed loans under programs including the SBA Section 7(a) program and USDA lending programs. The company generates revenue through net interest income on its loan portfolio, gains on sales of the guaranteed portions of SBA and USDA loans, loan servicing fees, and other banking activities. Live Oak's business model combines specialized lending expertise with a digital-first banking platform, including its Live Oak Express initiative, and a growing deposit franchise. The company's loan portfolio spans multiple industries, with exposure including distillery-related lending. Live Oak is actively exploring artificial intelligence applications for both customer service and employee productivity enhancement. Updated
Frequently Asked Questions
What does Live Oak Bancshares do?
Live Oak Bancshares, Inc. (NYSE: LOB) is a financial holding company and the parent company of Live Oak Bank. The company operates as a technology-forward digital bank focused on lending to small and medium-sized businesses across specialized industry verticals.
What is the LOB stock price target?
The Wall Street consensus 12-month price target for LOB is $40.50.