PayPay Corporation American Depository Shares

PayPay Corporation is a Japanese fintech company that operates the PayPay mobile payment platform and a suite of integrated financial services. The company operates through two segments: the Payment segment, which provides QR code-based and barcode-based payment settlement services through the PayPay app, credit payment settlement services including revolving and installment payment options and cash advances via PayPay Card; and the Financial service segment, which provides internet banking through PayPay Bank, securities intermediary services through PayPay Securities, PayPay Point investment-related services, and loan management services through Credit Engine. The company serves consumers and merchants primarily in Japan, facilitating digital payments, consumer lending (including credit card receivables and cash advances), mortgage loans, and banking deposits. PayPay is expanding into life insurance through an announced acquisition of T&D Financial Life Insurance Company and deepening its retail ecosystem through a strategic alliance with Seven & i Holdings and SEVEN-ELEVEN JAPAN. PayPay is majority-owned by B Holdings Corporation and is ultimately a subsidiary of SoftBank Group Corp., with additional ownership stakes held by SVF II Piranha (DE) LLC, LY Corporation, and SoftBank Corp. Updated Aug 7, 2026