Companies /Technology

PayPay Corporation American Depository Shares

NASDAQ: PAYP Software - Infrastructure
$14.33
▼ $0.69 (−4.59%) today
Markets closed · 8:31pm ET
24/7 Rating SELL
Our 12-month price target
$12.51
−16.7% downside by Oct 2027
Price when calculated $15.02 Oct 26, 2026
Street consensus $24.25 13 analysts
Ours vs. the Street −48.4% Our target vs. consensus

Set by 24/7 Wall St.’s proprietary analysis of professional targets, profit trajectory, sector, risk, and retail attention. Recalculated at least weekly and after every earnings report.

How we calculate it →
12-Month Projection Historical Optimistic Target Conservative
$12$16$20$24Oct 2025Oct 2027Oct 26$25.09$12.51$11.76
$12$16$20$24Oct 2025Oct 2027Oct 26$25.09$12.51$11.76

Analyst Sentiment

13ANALYSTS
Buy1185%
Hold215%
Sell00%
The Bottom Line

PayPay faces potential headwinds at current valuations. Our analysis suggests 16.7% downside risk to our $12.51 target. Investors may want to consider reducing exposure or waiting for a better entry point.

The 24/7 Factor

Base Growth
Conservative growth baseline (reduced to avoid double-counting P/E growth)
1.05×
Sector Momentum
High-growth sector with strong innovation tailwinds
1.15×
Analyst Consensus
Strong analyst consensus (bullish)
+5.1%
Earnings Growth
Strong earnings acceleration
+3.0%
Price Position
Trading near 52-week high
+1.5%
Read our full methodology →

5-Year Projection

Long-Term Forecast Optimistic Target Conservative
$20$40’26’27’28’29’30’31$48.77$11.46$11.27
$20$40’26’27’28’29’30’31$48.77$11.46$11.27

Prediction History

PAYP Price Target History Our Target Stock Price
$15$20$25$30Jul 31Oct 23$12.51$15.02
$15$20$25$30Jul 31Oct 23$12.51$15.02
Date Price Target Stock Price Rating Upside
$12.51 $15.02 SELL −16.7%
$13.32 $15.68 SELL −15.0%
$12.58 $15.71 SELL −19.9%
$12.53 $14.92 SELL −16.0%
$12.86 $16.51 SELL −22.1%
$29.10 $17.71 BUY +64.3%
$29.85 $18.45 BUY +61.8%
$27.02 $17.04 BUY +58.5%

Frequently Asked Questions

What is the PAYP stock price prediction for 2030?

Looking ahead to 2030, our model projects PAYP could trade at an average price of $12.10, with a potential range between $9.07 and $15.12. This represents a potential 19.5% decline from today’s price. Long-term forecasts depend heavily on company execution, competitive dynamics, and broader market conditions.

Is PAYP a buy, sell, or hold right now?

24/7 Wall St. currently rates PAYP as a SELL. Significant downside (-16.7%) Among Wall Street analysts, 11 rate it Buy, 2 rate it Hold, and 0 rate it Sell.

What is the PAYP stock price target in an optimistic scenario?

In our optimistic scenario for PAYP, the stock could reach $25.09 over the next 12 months, representing a 67.0% gain from today’s price. This scenario assumes favorable conditions materialize, including strong earnings growth, positive market sentiment, and successful execution of company initiatives.

What is the downside risk for PAYP stock?

In our conservative scenario, PAYP could trade as low as $11.76 over the next 12 months, representing a 21.7% decline from current levels. This scenario accounts for potential headwinds including earnings misses, competitive pressures, or broader market weakness.

Projections are estimates based on current data, updated daily. Not investment advice. Learn how we calculate these projections →