Companies /Consumer Cyclical

PulteGroup Inc

NYSE: PHM Residential Construction
$124.47
▲ $0.16 (+0.13%) today
Markets closed · 6:14pm ET

Q4 2025 Earnings

Reported Jan 29, 2026, 7:21am ET · SEC source
$2.56
Miss −9.50%
EPS · est. $2.83
$4.6B
Beat +5.56%
Revenue · est. $4.4B
+5.7%
Beating market
PHM vs S&P since report
1 quarter
Consecutive EPS beats

Market Reaction

% change · around the report
−4%0+4%+8%Jan 28Feb 6report 7:21am ETearnings−2.2%+8.8%
−4%0+4%+8%Jan 28Feb 6earnings−2.2%+8.8%
PHM +8.8%S&P 500 −2.2%
−5%0+5%+10%Jan 28Feb 6report 7:21am ETearnings−5.5%+8.8%
−5%0+5%+10%Jan 28Feb 6earnings−5.5%+8.8%
PHM +8.8%NASDAQ −5.5%
+3.24%
Day of report
−1.71%
Next session
+5.34%
One week
+3.75%
30 days

S&P 500 over the same 30 days: −1.98%.

Did PHM Beat Earnings? Q4 2025 Results

PulteGroup delivered a mixed fourth quarter for 2025, beating revenue expectations while falling short on the bottom line as a softer housing demand environment and margin pressure weighed on profitability. The homebuilder posted earnings of $2.56 per diluted share, missing the $2.83 consensus estimate by 9.54%, while revenue of $4.61 billion edged past the $4.37 billion forecast by 5.56%, though that top-line figure still represented a 6.3% decline from a year earlier. The clearest explanation for the profit shortfall was a sharp contraction in home sale gross margin, which fell to 24.7% from 27.5% in Q4 2024, compounded by an $81 million charge tied to the intended divestiture of certain manufacturing assets and $35 million in land impairments. Closings slipped 3% to 7,821 homes and average selling price dipped 1% to $573,000, though net new orders rose 4% to 6,428 homes. With peers across the sector navigating similar affordability headwinds and cautious buyers, CEO Ryan Marshall acknowledged that lagging consumer confidence continues to weigh on demand, even as PulteGroup targets community count growth of 3% to 5% annually on the back of $5.20 billion in land investment during 2025.

Key Takeaways
  • 3% decrease in closings to 7,821 homes in Q4
  • 1% decrease in average sales price to $573,000
  • Net new orders increased 4% to 6,428 homes
  • Average community count increased 6% to 1,014
  • Land impairment charges of $35 million impacted gross margin by 80 basis points
  • $81 million pre-tax charge from intended divestiture of manufacturing assets
  • Mortgage capture rate decreased to 83.6% from 85.9%
  • Lagging consumer confidence weighed on homebuyer demand

“PulteGroup's fourth quarter and full year financial results reflect our balanced and disciplined approach to the business as we continue to successfully navigate today's continuously shifting market dynamics. Inclusive of our strong fourth quarter results, in 2025 PulteGroup delivered 29,572 homes, $16.7 billion in home sale revenues and net income of $2.2 billion. We finished the year with $2.0 billion in cash, after investing $5.2 billion in land acquisition and development in 2025.”

PulteGroup CEO, on the earnings call

Forward Guidance & Outlook

PulteGroup's CEO indicated the company remains focused on intelligently turning assets, generating strong cash flows, and further developing a land pipeline that can routinely support community count growth of 3% to 5% annually. The company invested $5.2 billion in land acquisition and development in 2025 and ended the year with $2.0 billion in cash, signaling continued investment capacity. Management acknowledged that lagging consumer confidence continues to weigh on homebuyer demand despite improved affordability from lower interest rates.

PHM YoY Financials

Q4 2025 vs Q4 2024 · SEC filings Q4 2024 Q4 2025
$0$2.0B$4.0B$4.9B$4.6BRevenue$1.4B$1.1BGross Profit$913.2M$501.6MNet Income
$0$2.0B$4.0BRevenueGross ProfitNet Income

PHM Revenue by Segment

Homebuilding$4.5B
Financial Services$93.4M

Figures from SEC filings and company reports. Not investment advice.