Regional Management Corp
RM at a Glance
- Market cap
- $312.9M
- P/E ratio
- 7.1
- Dividend yield
- 3.61%
- Revenue (TTM)
- $647.8M
- Profit margin
- 7.2%
- EPS (TTM)
- $4.75
- 52-week range
- $30 – $44
- Street target
- $43.83
- Next report
- Nov 4, 2026
Headquartered in Greer, SC Fiscal year ends December NYSE: RM regionalmanagement.com
About Regional Management
Regional Management Corp. (NYSE: RM) is a diversified consumer finance company that provides installment loan products primarily to customers with limited access to consumer credit from traditional financial institutions. Operating under the brand name "Regional Finance," the company offers fixed-rate, fixed-term, fully amortizing installment loans through an omni-channel platform spanning 357 branches across 20 U.S. states, centrally managed direct mail campaigns, digital partners, and a consumer website. Its loan portfolio of $2.1 billion consists primarily of large loans (77.3% of portfolio, including a growing auto-secured segment at 15.1%) and small loans (22.7%). The company is expanding through a bank partnership with Column N.A., a nationally chartered bank, which enables more consistent nationwide products and pricing, and recently launched end-to-end digital lending capabilities. Revenue is generated through interest and fee income, insurance products, and other income streams. The company funds its operations through a senior revolving credit facility, revolving warehouse credit facilities, and asset-backed securitizations, with 80% of its debt at fixed rates. Updated
Frequently Asked Questions
What does Regional Management do?
Regional Management Corp. (NYSE: RM) is a diversified consumer finance company that provides installment loan products primarily to customers with limited access to consumer credit from traditional financial institutions.
What is the RM stock price target?
The Wall Street consensus 12-month price target for RM is $43.83.