Companies /Financial Services

Regional Management Corp

NYSE: RM Credit Services
$33.68
▲ $0.79 (+2.40%) today
Markets closed · 6:24pm ET

RM at a Glance

Valuation
Market cap
$303.4M
P/E ratio
6.9
Dividend yield
3.69%
Profitability
Revenue (TTM)
$647.8M
Profit margin
7.2%
EPS (TTM)
$4.75
Price
52-week range
$30 – $44
Street target
$43.83
Earnings
Next report
Oct 28, 2026

Headquartered in Greer, SC Fiscal year ends December NYSE: RM regionalmanagement.com

About Regional Management

Regional Management Corp. (NYSE: RM) is a diversified consumer finance company. It provides installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies and other lenders.

**Operations and products**
- It operates as "Regional Finance" online and through 354 branches in 20 U.S. states.
- Its loans are fixed-rate, fixed-term and fully amortizing, with equal monthly payments and no prepayment penalty.
- The portfolio is split between large loans (about 78.8% of net finance receivables, including auto-secured loans at 15.6%) and small loans (21.2%). Net finance receivables totaled $2.2 billion as of September 30, 2026.
- The company also earns insurance income and other income. Other income now includes marketing, processing and servicing fees from its bank partnership with Column N.A., a nationally chartered bank that has originated loans through Regional's branches since March 2026.

**Channels**
- Loans are sourced through branches, centrally managed direct mail, digital partners and the consumer website.
- End-to-end digital lending launched in July 2026.

**Funding**
The business is funded through a senior revolving credit facility, revolving warehouse facilities and asset-backed securitizations. Debt totaled $1.7 billion as of September 30, 2026. Updated

RM Coverage

Frequently Asked Questions

What does Regional Management do?

Regional Management Corp. (NYSE: RM) is a diversified consumer finance company.

What is the RM stock price target?

The Wall Street consensus 12-month price target for RM is $43.83.