SEZL Q3 2025

Q1 2026 Q4 2025 Q3 2025 Q2 2025

Earnings

Sezzle posted a standout third quarter, with adjusted earnings per diluted share of $0.71 beating the $0.65 consensus by 9.23% and revenue of $116.80 million clearing estimates by 11.55% as the buy-now-pay-later platform continued its rapid expansion… Read more Sezzle posted a standout third quarter, with adjusted earnings per diluted share of $0.71 beating the $0.65 consensus by 9.23% and revenue of $116.80 million clearing estimates by 11.55% as the buy-now-pay-later platform continued its rapid expansion. Revenue climbed 67.0% year-over-year, powered primarily by a 58.7% surge in Gross Merchandise Volume, which crossed the $1.00 billion threshold for the quarter, while consumer purchase frequency rose to 6.5 times from 5.4 times a year ago, reflecting stronger platform engagement. GAAP net income grew 72.7% to $26.67 million, and adjusted EBITDA expanded 74.6% to $39.62 million, with management tightening its full-year provision for credit losses guidance to 2.5%-2.75% of GMV, a sign of increased underwriting confidence. Looking ahead, Sezzle raised its FY2025 adjusted net income per diluted share guidance to $3.38 from $3.25 and lifted adjusted EBITDA guidance to $175.00-$180.00 million, while introducing preliminary FY2026 adjusted EPS guidance of $4.35, even as the stock has retreated roughly 25% from recent highs despite its strong underlying earnings trajectory.