Univest Financial Corp

Univest Financial Corporation (NASDAQ: UVSP), founded in 1876, is the parent company of Univest Bank and Trust Co. (Member FDIC) and its insurance, investments and equipment financing subsidiaries. It provides a full range of financial solutions to individuals, businesses, municipalities and nonprofit organizations, primarily in the Mid-Atlantic Region. Services are delivered through more than 50 offices and online.

At September 30, 2026, the company had approximately $8.6 billion in assets and $6.2 billion in assets under management and supervision through its Wealth Management lines of business.

Earnings come mainly from net interest income on a loan portfolio of about $7.0 billion. The portfolio is weighted toward commercial real estate, construction, and commercial, financial and agricultural lending, with notable concentrations in animal production, retail, multifamily and hospitality. It also includes residential mortgage, home equity, consumer and lease financing.

Fee income comes from trust, investment advisory, insurance commissions, deposit service charges, mortgage banking and servicing, and bank-owned life insurance. The company is deliberately shrinking residential mortgage balances to concentrate on full-relationship commercial customers and improve its loan-to-deposit ratio. Updated Oct 29, 2026