Companies /Financial Services
Visa Inc - Class A
NYSE: V Credit Services
$413.59
▲ $3.05 (+0.74%) today
Markets closed · 10:48pm ET

Visa (V) Q4 2026 Earnings

Reported Oct 27, 2026, 4:05pm ET · SEC source
$3.48
Beat +1.13%
EPS · est. $3.44 Adjusted
$12.1B
Beat +0.38%
Revenue · est. $12.1B
7 quarters
Consecutive EPS beats

How Did V Stock React to Q4 2026 Earnings?

% change · around the report
−0.8%0+0.8%+1.6%Oct 27Oct 28report 4:05pm ETearnings−0.1%+1.8%
−0.8%0+0.8%+1.6%Oct 27Oct 28earnings−0.1%+1.8%
V +1.8%S&P 500 −0.1%
−0.8%0+0.8%+1.6%Oct 27Oct 28report 4:05pm ETearnings−0.5%+1.8%
−0.8%0+0.8%+1.6%Oct 27Oct 28earnings−0.5%+1.8%
V +1.8%NASDAQ −0.5%
0+3%Oct 26Oct 30report 4:05pm ETearnings−1.6%+4.8%
0+3%Oct 26Oct 30earnings−1.6%+4.8%
V +4.8%S&P 500 −1.6%
−3%0+3%+6%Oct 26Oct 30report 4:05pm ETearnings−3.9%+4.8%
−3%0+3%+6%Oct 26Oct 30earnings−3.9%+4.8%
V +4.8%NASDAQ −3.9%
−0.31%
Day of report
+2.48%
Next session

Did V Beat Earnings? Q4 2026 Results

Yes. Visa reported Q4 2026 earnings of $3.48 a share on Oct 27, 2026, beating the $3.44 consensus estimate by 1.1%. Revenue was $12.1B against a $12.1B estimate.

Visa delivered a clean beat across the board in fiscal Q4 2026, reinforcing its standing as one of the payments industry's most consistent performers and extending its streak of beating consensus adjusted EPS estimates to six consecutive quarters. The company posted adjusted diluted EPS of $3.48, edging past the $3.44 analyst consensus by 1.13%, while revenue of $12.14 billion topped estimates by 0.38% and grew 13.2% year-over-year. The primary engine behind that top-line strength was a combination of 9% payments volume growth, 14% cross-border volume expansion excluding intra-Europe transactions, and a 10% rise in processed transactions to 74.2 billion, reflecting durable consumer spending activity across global markets. Non-GAAP operating discipline held firm even as marketing and personnel costs climbed, helping non-GAAP net income rise 13% to $6.55 billion for the quarter. With rivals in digital payments navigating more modest volume trajectories, Visa's broad network scale continued to work in its favor, supported by aggressive capital returns including $4.00 billion in share repurchases during Q4 alone.

Key Takeaways
  • Payments volume increased 9% YoY on a constant-dollar basis in Q4
  • Cross-border volume excluding intra-Europe grew 14% on a constant-dollar basis in Q4
  • Processed transactions grew 10% YoY to 74.2 billion in Q4
  • Other revenue grew 40% YoY, the fastest-growing revenue category
  • Data processing revenue rose 16% YoY, driven by transaction growth
  • Client incentives rose 21% YoY to $5.1 billion in Q4

“Visa delivered a milestone year. We achieved record net revenue of $46 billion, up 15%, the strongest growth in over 15 years excluding the post-pandemic recovery and acquisitions. In 2026, we also demonstrated that whenever technology changes commerce, we move with it, we anticipate what's next, and we enable its growth as the leading hyperscaler of payments globally. The foundation of all of this is trust, which Visa brings with our scale, our network and our products. As we look to 2027 and beyond, trust is the next growth vector for Visa.”

Visa CEO, on the earnings call

V YoY Financials

Q4 2026 vs Q4 2025 · SEC filings Q4 2025 Q4 2026
$0$4.0B$8.0B$12.0B$10.7B$12.1BRevenue$6.1B$7.3BOperating Income$5.1B$6.0BNet Income
$0$4.0B$8.0B$12.0BRevenueOperating IncomeNet Income
V income statement, Q4 2026 versus Q4 2025
Metric Q4 2026 Q4 2025 Year over year
Revenue $12.1B $10.7B +13.2%
Operating Income $7.3B $6.1B +18.1%
Net Income $6.0B $5.1B +17.9%

V Revenue by Segment

Data Processing Revenue$6.2B+16.0%
Service Revenue$5.3B+14.0%
International Transaction Revenue$4.1B+8.0%
Other Revenue$1.6B+40.0%

When Does Visa Report Next?

Expected report date

Figures from SEC filings and company reports. Not investment advice.