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Visa

Visa (V) Q3 2026 Earnings

Reported Jul 28, 2026 at 4:05 PM ET · SEC Source

Q3 26 EPS

$3.32

BEAT +2.76%

Est. $3.23

Q3 26 Revenue

$11.63B

BEAT +2.03%

Est. $11.40B

vs S&P Since Q3 26

-5.9%

TRAILING MARKET

V +0.1% vs S&P +6.0%

Market Reaction

Did V Beat Earnings? Q3 2026 Results

Visa Inc. Delivered a strong fiscal third-quarter 2026 performance, with non-GAAP diluted EPS of $3.32 beating the $3.23 consensus estimate by 2.76%, extending the payments giant's streak of consensus EPS beats to four consecutive quarters. Net reven… Read more Visa Inc. Delivered a strong fiscal third-quarter 2026 performance, with non-GAAP diluted EPS of $3.32 beating the $3.23 consensus estimate by 2.76%, extending the payments giant's streak of consensus EPS beats to four consecutive quarters. Net revenue climbed 14.4% year-over-year to $11.63 billion, clearing the $11.40 billion analyst estimate by 2.03%, as broad-based volume momentum carried the quarter. The single most compelling driver was data processing, which surged 17% year-over-year to $6.04 billion, underpinned by a 10% rise in processed transactions to 71.7 billion and equally solid growth in cross-border volume, which expanded 12% on a constant-dollar basis excluding intra-Europe. Visa returned $6.20 billion to shareholders through buybacks and dividends, repurchasing approximately 14.5 million shares at an average price of $331 per share. The results arrive as Visa's stock recently touched a new 52-week high, reflecting sustained investor confidence in the company's payments infrastructure and profitability outlook heading into the final stretch of its fiscal year.

Key Takeaways

  • • Payments volume grew 10% on a constant-dollar basis
  • • Cross-border volume excluding intra-Europe grew 12% on a constant-dollar basis
  • • Total cross-border volume grew 13% on a constant-dollar basis
  • • Processed transactions grew 10% to 71.7 billion
  • • Resilient consumer and business spending
  • • Data processing revenue growth of 17% year-over-year
  • • Other revenue growth of 45% year-over-year
24/7 Wall St

V YoY Financials

Q3 2026 vs Q3 2025, source: SEC Filings

24/7 Wall St

V Revenue by Segment

With YoY comparisons, source: SEC Filings

Q2 25 Q3 26

“Visa delivered a strong fiscal third quarter, with net revenue up 14% year-over-year, GAAP EPS up 10% and non-GAAP EPS up 11%. Consumer and business spending remains resilient, and our strategy continues to deliver strong performance across consumer payments, commercial and money movement solutions and value-added services. As the leading hyperscaler of payments globally, we are designing, building and shipping products at an increased velocity, positioning Visa, our clients and the ecosystem to capture the opportunities ahead and drive growth.”

— Ryan McInerney, Q3 2026 Earnings Press Release

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