Housing

All Housing Articles

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Underwater Mortgages — Measuring the Unmeasurable

Underwater mortgages are a serious problem affecting the economy, but much of the conventional wisdom about the issue makes no sense. For instance, no one is quite sure how many mortgages are “underwater”, meaning…

Douglas A. McIntyre · 16 years ago

Ireland Fix Becomes Harder As Home Prices Continue Collapse

The enemies of economic recovery among the developed nations are high national debt, high unemployment, and a drop in home prices. The three are linked. It is hard get good prices for properties when…

Douglas A. McIntyre · 16 years ago

Annaly Gets Opportunistic on Share Sale (NLY)

Annaly Capital Management, Inc. (NYSE: NLY) is taking a very opportunistic approach to raising more capital to buy mortgages.  The mortgage REIT is raising roughly $1.3 billion in gross proceeds.  The terms of the…

Jon C. Ogg · 16 years ago

BofA Starts Mortgage Cleanup Mess, For $3 Billion (BAC)

Bank of America Corporation (NYSE: BAC) was just listed this morning as one of the six DJIA components with the most implied upside in 2011 this morning, and part of that is already being…

Jon C. Ogg · 16 years ago

Now Allstate Wants Countrywide MBS Retribution (ALL, BAC)

The mortgage-backed securities saga is far from over.  A fresh suit has been filed in federal court in Manhattan by Allstate Corporation (NYSE: ALL) against originator Countrywide Financial Corporation.  The Countrywide suit of course…

Jon C. Ogg · 16 years ago

Existing Home Sales Up, But Prices Still Weak

Existing home sales rose 5.6% in November to a seasonally adjusted annual rate of 4.68 million.  But “are 27.9 percent below the cyclical peak of 6.49 million in November 2009, which was the initial…

Douglas A. McIntyre · 16 years ago

A Real Estate Silver Lining: Foreclosure Rates Plunge

RealtyTrac, the mortgage research firm, reports that foreclosures fell sharply in November. It may be a sign that the housing market has hit bottom. The company said, “its U.S. Foreclosure Market Report for November…

Douglas A. McIntyre · 16 years ago

Mortgage Bankers: Rates Soar

It has suddenly become less financially attractive to take out a new mortgage or refinance an existing one. That should add another boat anchor to the housing market already weighed by high foreclosure rates,…

Douglas A. McIntyre · 16 years ago

Walker & Dunlop IPO Debuts in Soft Pricing (WD)

Walker & Dunlop, Inc. (NYSE: WD), a provider of commercial real estate financial services focused on multifamily lending, has announced the pricing of its initial public offering.  The offering is 10 million shares of…

Jon C. Ogg · 16 years ago

Is Whirlpool Back in Play? (WHR)

Whirlpool Corporation (NYSE: WHR) is a name which has been thrown around buyout circles before.   While the company has remained independent, there appear to be fresh buyout rumors driving interest in options today.  We…

Jon C. Ogg · 16 years ago

US Home Values To Drop $1.7 Trillion In 2010

The aggregate value of homes in the United States will drop $1.7 trillion this year after a drop of $1 trillion in 2009. That data comes from a report from real estate research firm…

Douglas A. McIntyre · 16 years ago

Fannie Mae And Freddie Mac: What Is An Underwater Mortgage?

The problem is fairly simple. About 11 million home mortgages in the US are underwater. These homeowners owe more for their homes than their homes are worth. That has had several effects. The first…

Douglas A. McIntyre · 16 years ago