1,000 XRP or 250 Million Shiba Inu: Which Could Be Worth More by 2028?

Owning 1,000 XRP (CRYPTO:XRP) and 250 million Shiba Inu (CRYPTO:SHIB) tokens costs almost the same, about $956 for the XRP and roughly $977 for the SHIB, just a 2% difference.

However, both cryptocurrencies have fallen sharply. XRP, now trading around 96 cents, has dropped 27.3% over the past month, falling from a 30-day high of $1.37 on October 21 to a low of 91 cents on November 14. Meanwhile, SHIB is trading at about $0.0000039, down 23.4% over the same period.

Many investors are eager to know which token might appreciate more if the crypto market rebounds. So with both stacks priced alike, which one could be worth more by 2028?

Both Stacks Cost Under $1,000, but SHIB Has Fallen Much Further

XRP has generally fared better over the long term. It peaked at $3.65 on July 17, 2025, and is trading 73.8% lower than that peak. In contrast, SHIB peaked at $0.00008616 on October 27, 2021, and is now trading 95.5% below that high.

When examining market capitalization, XRP stands strong at about $60.7 billion, placing it sixth among all cryptocurrencies. SHIB, by contrast, has a market cap of around $2.3 billion, ranking it 38th. Over the past five years, XRP has lost 12.5% of its value, while SHIB has dropped 92%.

Standard Chartered’s $12.60 XRP Target Has No Shiba Inu Match

One key advantage of XRP is Standard Chartered’s specific price target, which sees XRP reaching $12.60 by the end of 2028, as our comparison of 1,000 XRP and 1 Ethereum laid out. That projection could raise the value of 1,000 XRP to $12,600, though the bank’s year-end 2026 target of $2.80 looks far out of reach with XRP under $1.

The bank tied XRP’s rise to $4 billion to $8 billion of ETF inflows. So far, U.S. spot XRP ETFs have drawn $1.79 billion in cumulative net inflows as of November 13, down from $1.81 billion on October 29, according to SoSoValue, and the funds lost $10.4 million on November 9 and $7.6 million on November 10.

SHIB has no comparable forecast, so its potential value can only be estimated from previous price levels. Our look at what 100 million Shiba Inu could be worth by 2028 put that stack between $405 and $4,501, meaning 250 million SHIB could range from about $1,010 to $11,250.

SHIB’s one-year high of $0.00000925 from January is its nearest hurdle, about 137% above its current price. To reclaim its all-time high, SHIB could need a market cap of approximately $50.8 billion at its current token supply, and XRP is already bigger than that.

Burns Shrink SHIB Supply Slowly While XRP’s Escrow Adds Supply

Token burns, which permanently remove coins from circulation, could influence SHIB’s price by reducing its available supply. However, our November coverage found that with a circulating supply of around 589 trillion tokens, burns would need to remove a huge share to make a notable difference in SHIB’s price. Thus, new buyers would likely need to drive any rally, as our look at whether Shiba Inu can reach one cent by 2030 discussed.

In contrast, XRP faces inflationary pressure, since Ripple, the company behind XRP, holds a large portion of the supply in escrow and releases a set amount of tokens over time. So a given XRP price in 2028 implies a bigger market cap than the same price did in previous cycles.

Actual use favors XRP, though. Ripple uses the token to move money across borders, while SHIB’s main use outside trading is Shibarium, a faster side network that settles back to Ethereum. Our piece on what 10 million Shiba Inu could be worth by 2030 runs the longer-term numbers.

Which Could Be Worth More by 2028, 1,000 XRP or 250 Million SHIB?

1,000 XRP is more likely to be worth more than 250 million SHIB by 2028. With a named bank target, about $1.15 billion in ETF assets and a far smaller decline from its peak, XRP appears to have more upside. For that lead to open up, XRP needs to hold above its 91-cent November 14 low, about 5% lower, and eventually recapture its 200-day moving average of $1.26, about 32% higher.

For XRP to approach Standard Chartered’s ambitious $12.60 target, ETF inflows must also climb past their late October peak of $1.81 billion, a path our look at what 10,000 XRP could be worth in 2030 extends. Conversely, if XRP closes a month below 91 cents while outflows continue, the slightly bigger SHIB stack could keep its edge, especially if SHIB breaks above $0.00000925.

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