Personal Finance
Personal Finance Articles
A perfect credit score of 850 is hard to attain. According to recent data from Experian, one of the three major credit bureaus, only about 1.5% of U.S. consumers have a perfect FICO score of 850....
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You appear to be asking whether you should invest more money now and less when you’re older. The answer is yes, and here, we’ll dig into the reason why it makes sense to put money away sooner...
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The Schwab U.S. Dividend Equity ETF (NYSEARCA:SCHD) is a popular choice for dividend investors, tracking the Dow Jones U.S. Dividend 100 Index, which focuses on high-quality U.S. companies with...
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Getting FIRE’d (slang for early retirement in the Financial Independence Retire Early (FIRE) community) in one’s 40s is a dream for many. It’s still young enough to enjoy the most...
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As people all over the country are looking for any way possible to reduce their overall expenses, cheaper groceries are at the top of everyone’s list. Enter Aldi and Walmart, two of the more...
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In days gone by, a general rule of thumb for retirement accounts was for a roughly 75/25 stock to bond ratio when one is younger and striving for growth. As the retirement account owner enters his or...
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There is no question that in today’s credit card world, cash-back is king. While travel cards still enjoy their time in the spotlight, it’s the cash-back card that gets all the glory. Being able...
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There’s a reason so many Americans end up with credit card debt. Instead of paying their balances in full every month, they carry those balances forward, allowing interest to accrue. In this...
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As a parent and provider, one of the biggest concerns you can deal with is being gone. What happens to your family after that? How will your family survive without your income? These are the...
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Credit cards may get a bad rep for having incredibly high annual percentage rates (APR) that drag big spenders even deeper into consumer debt. And while some personal finance gurus think it’s a...
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Getting started in the credit card world can undoubtedly feel overwhelming. With so many different options between cash-back and travel cards, it’s easy to get lost. The good news is that you have...
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A Reddit user is retiring at the age of 42 with $3 million in various investment accounts, including a taxable brokerage account, as well as some retirement accounts. The poster explained that it’s...
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A Reddit user has been aiming to maximize their credit card rewards for three years — but is making a major shift. Previously, the poster thought that travel credit cards were the best way to go if...
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It’s a brutal reality to accept that, as you grow older, you may have to deal with bureaucracy, such as the Social Security Administration. This is especially true, as recent government layoffs...
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For most people in the FIRE world, the concept of the 4% safe withdrawal rate is considered set in stone. Knowing that this is the amount of money you can live on every year as a retiree is a...
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