Chase Closed My Accounts, What Does That Mean For My Credit Score?
Closing your credit cards is usually something to avoid — especially if you know that you are going to be taking out a large loan soon, such as a car loan. That’s because when…
Personal Finance
All Personal Finance Articles
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I’m 17 and Considering ULTY. Is This Investment Too Risky for My Future?
It’s normal for a teenager to be eager, ambitious and a little bit rebellious. Hence, it’s easy to see why a mega-yield exchange-traded fund (ETF) like the YieldMax Ultra Option Income Strategy ETF (NYSEARCA:ULTY)…
I Missed the Dip, Should I Invest In VOO or VTI After Buying at a Market High?
The Perils of Market Timing Attempting to time the stock market — waiting for the perfect moment to buy low and sell high — is a common but flawed investing strategy. It’s driven by…
Americans With Advisors Save Twice as Much for Retirement, Study Finds
There are many American retirees today who get all of their income from Social Security. Unfortunately, people in that situation don’t tend to be very financially stable. The average Social Security recipient today…
Why Aren’t Dip-Buyers Excited About MSTY’s Low Prices? Is Now the Time to Buy?
The YieldMax MSTR Option Income Strategy ETF (NYSEARCA:MSTY) has been a falling knife of sorts so far this year, now with a year-to-date loss of 44%. Undoubtedly, the stock chart doesn’t look all too…
I Believe Everyone Investing in ULTY Will Turn a Profit. Is My Understanding Correct?
Is there such a thing as a can’t-lose proposition in the world of exchange-traded funds (ETFs)? The answer might seem to be yes, especially when we take note of the gigantic yield of the…
I Read ‘The Income Factory’ And It’s A Must Read For Dividend Investors
Every once in a while, you come across a self-help book that genuinely helps you level up your investment game. In the world of finance, business, and investment, there are a slew of Warren…
After Decades on Wall Street, I Took My Social Security at 62. Here’s Why.
Taking Social Security at 62 can make sense and provide peace of mind for some. Here are some things to consider.
SSDI Tax Thresholds Set in 1983 are Hurting Disabled Americans
Until President Donald Trump’s tax cuts and pro-business strategies re-energized American entrepreneurship in 2017 and again in 2025, history had to look back to the era of President Ronald Reagan for its most recent…
Dave Ramsey: Take Social Security at 62 and When That’s Brilliant Advice
I don’t always agree with the advice that Dave Ramsey gives on his show. Indeed, some of the complex financial scenarios don’t have a single magic solution that a financial pro can offer. Though…
Building My Perfect Wallet, 7 CardsFor a $150,000 Income
The very idea of being able to build a dream wallet of credit cards almost feels too good to be true. The truth is, there are so many great options that it’s hard to…
I Inherited $500,000 And Am Worried About Losing It All Before Turning 30
One of the most challenging financial situations, aside from a massive lottery windfall, is determining the best way to handle an inheritance. It doesn’t even matter how much money is at risk, as it…
I Won’t Panic Sell $ULTY, No Matter What
The YieldMax Ultra Option Income Strategy ETF (NYSEARCA: ULTY) has become a lightning bolt of controversy among ETF investors. As part of the YieldMax catalog of ETFs, ULTY is one of the few based…
Financial Anxiety Drops in Half for Those Who Work With Advisors
Some people are just more naturally anxious than others. But if you’re someone who tends to experience financial anxiety, you know how troubling it can be. Financial anxiety can take on different forms.…
My Journey to $50,000 in Dividends, Next Stop $100k
Even if you’re on the fringes of the financial world, you’re likely aware that dividends and passive income are currently a topic that is getting a lot of attention. Given the rise in popularity…