I Lost My 11th Social Security Card, What’s Next?
It may come as a surprise to many Americans that there’s a fixed limit (it’s 10) on the number of Social Security cards you can get. Undoubtedly, you may think that it’s quite hard…
Personal Finance
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How I’m Navigating My Selfish Brother as Executor of Our Inheritance
It should go without saying that navigating an inheritance among family can be one of the most stressful things in the world. No matter how much money is on the table, the mere idea…
I’m Buying 7,000 Shares of ULTY Monday – Here’s Why I’m All In!
They call it the ultimate YOLO (You Only Live Once) trade: buy 7,000 shares of the YieldMax Ultra Option Income Strategy ETF (NYSEARCA:ULTY) and, just maybe, you could double your money or even better.…
Why I Don’t Get the Hype Around SCHD – Is There More to This ETF Than Just $1 in Dividends?
The Schwab US Dividend Equity ETF (NYSEARCA:SCHD) is one of the most well-known dividend ETFs. It has produced a 45% return over the past five years and boasts a 3.75% SEC yield. It also…
I Make $40,000 a Year – What Should I Do With My $800,000 Inherited Roth IRA?
Investing money in a brokerage account is a valuable starting point to building long-term wealth, especially if you’re also capitalizing on retirement accounts. You  can build your own wealth and pass it on to…
I’d Hold High Income ETFs to Beat the SPY
The S&P 500 is wandering into uncharted territory as it looks to wander above the 6,500 mark going into the last four months of the year. It’s never been so concentrated at the top,…
Is My Family’s Definition of Success Leading Me to Financial Mediocrity?
What does it mean to be financially successful? A Reddit poster is grappling with this question right now. As he explained, there’s a lot of focus on status rather than on quality of life…
I Owe $30,000 on My Car Worth Only $20,000 – How Can I Escape This Financial Mess?
One of the most aggravating aspects of buying a new car is that almost immediately after you drive it off a dealer’s lot, its value drops. There is virtually no exception to this, no…
12 Things Not to Do If You Win the $1.817 Billion Lottery
Many lottery winners wind up broke in just a few years. So here are 12 things not to do if you win the lottery.
I Wish I Hadn’t Spent So Much on New Cars – Here’s My Regretful Financial Journey
Many people have financial regrets, often from when they were younger and didn’t really understand the long-term impact of their choices. One Reddit poster is dealing with this issue right now and shared some…
I Regret Financing My New Car – What Are My Options for Managing Payments?
Many people who buy cars finance their new vehicles. In fact, Experian reports that the average monthly payment on a used car is $521 while the average monthly payment on a new car is…
I Will Receive $710/Month from Social Security, What Should I do With It?
When we think about Social Security payouts, our minds are immediately drawn to how retirees should spend the money. Whether it’s used to live on or as part of an overall income alongside a…
My Strata Elite Card Caused Travel Chaos – Should You Think Twice Before Getting One?
The Citi Strata Elite credit card is a pretty powerful high-end card when leveraged effectively. And while not everyone has had a good experience, such as this Reddit user who shed light on the…
I Have 8 Credit Cards – Am I Keeping Too Many or Should I Close Some?
It won’t come as any surprise that more and more Americans these days are carrying credit, as the use of cash has dropped below 20% of purchases. For this reason, it also won’t come…
Baby Boomers On Social Security Have Just Days To Pay Attention To This
We’re reaching a point during the year when it’s (sadly) time to say goodbye to summer and gear up for fall. For older Americans, this is a very crucial time of the year.…