I’m Buying Yieldmax MSTR (MSTY) Below $19, Here’s Why
Among the biggest names in dividend investing right now, MSTY needs no introduction as it’s all the rage. This is especially true if you spend any time on Reddit, where MSTY has been one…
Personal Finance
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I Realized My Kids Cost Me $1.2 Million – Here’s the True Opportunity Cost of Raising Children
One of the things parents learn hard and fast is that children are expensive, no matter how much you try to save and do right, it’s costly to raise them. According to LendingTree, it…
I’m Searching for People Who Follow the Dave Ramsey Plan – Can Anyone Help?
The 24/7 ubiquity of digital marketing on our smartphones, computers, streaming services, social media, and search engines has created billions of people around the world who are accustomed to purchasing products and services with…
Citi Launches Luxury Cards for Affluent Americans As Majority Seeks to Avoid Debt by Using Credit Cards Strategically
Good news for affluent Americans: Citigroup has just launched two new credit cards just for you. The Citi Stata Premier and Strata Elite credit cards are designed for those looking for premium lifestyle benefits.…
I’m Taking a Sabbatical – Should I Diversify My Investments and Dump into ULTY?
Whether you have significant wealth or not, it’s not uncommon to get to a breaking point at your work and decide you need a break. Now, the thing is, if you’re a member of…
Social Security Will Stop Sending Paper Checks
Starting on September 30, Social Security recipients will no longer receive checks in the mail. Recipients must arrange for direct deposit or accept payments to a debit card.
Why I Don’t Use the S&P 500 as My Benchmark for Financial Success
For as long as most of us can remember, how well the market has provided returns to people has been based on the S&P 500. This isn’t all that unsurprising considering that since 1957,…
How I Would Invest $250,000 to Generate $2,000 a Month Without Risking My Capital
In an ideal world, one of the things we would all love to say we have accomplished is to create passive income that literally requires us to do nothing but sit around and collect…
I’ve been doing the Mega Backdoor Roth religiously for 5 years. Should I consider prioritizing less in these accounts to increase accessibility of funds for early retirement?
The mega backdoor Roth strategy lets high earners contribute to a Roth IRA. You start by investing in a traditional IRA and then move those funds to a Roth IRA. You’ll pay taxes on…
What Are the Best Dividend Growth Stocks I Should Invest In Right Now?
Investing in dividend stocks is a great way to build your wealth over time. With patience and careful stock selection, you can practically transform your portfolio into a cash distribution generator. Among the most…
With a mortgage free $4.2 million home and $9.5 million net worth, what’s next ?
One of the great things about the FIRE movement is that once you achieve a certain level of success, you don’t have to worry about finances ever again. The challenge is that once you…
My $1 million Portfolio at 34 – Seeking Advice on Refining My Investment Strategy
A 34-year-old recently reached the $1 million threshold due to a mix of regular investments, good stock picks, and financial discipline. This individual recently turned to the Dividends subreddit for some guidance to refine…
Hidden Fees and Coupon Cards: My AMEX Gold Card Cancellation
Credit card companies list their fees, but you may have to dig through several pages to fully understand all of the fees. Not every credit card company is straightforward, and several credit cardholders complained…
Credit Score Boost & $2,000 Earned: My Proven Strategy
One of the most challenging things anyone can do is develop the discipline to pay off credit card balances every month consistently. It’s not easy, and it takes some time to train yourself to…
Credit card companies no longer value a $50k monthly spend
Credit card companies offer various perks to attract and retain customers. You may get a good welcome bonus if you spend enough money within a few months, and you will also likely receive points…