Is the 15% Employee Stock Discount a Smart Move for My Future?
If you get employed by a publicly traded corporation, you may be able to buy shares at a discount. It’s practically free money since you start off with a gain, but returns only stay…
Personal Finance
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5 Costly 401(k) Mistakes That Could Derail Your Retirement
Participating in an employer 401(k) plan offers clear advantages, from effortless automatic contributions to free money in the form of employer matching. But a handful of structural pitfalls can quietly erode those gains over…
My tech job pays great but immigration uncertainty and layoffs have me nervous – is it smart to sell my properties at a loss and leave the U.S.?
There is no denying it’s a tough time in the United States to try and come here and work. Given the political climate, it’s perfectly understandable that those who are here are also worried…
Dave Ramsey’s Take on Credit Scores: Separating Fact from Fiction
Most financial experts agree that earning good credit is very important to your financial success. Dave Ramsey is not most financial experts. In an Instagram post last year, Ramsey said, “the credit score is…
Should I quit my teaching job with a $3 million inheritance waiting for me?
A Reddit user who is soon going to receive a large inheritance is trying to decide what her best course of action is. She's 51 years old right now, and she is debating whether…
His sister is accusing me of abandoning my dad – meanwhile, she’s pocketing his life savings. Where do I turn?
One of the worst things that can happen with any death in the family isn’t necessarily the grief, but the immediate drama that follows whenever money is involved. No matter the size of an…
We’re on pace for a $12 million retirement – should I take a stressful $600K job to push that to $18 million?
If you’re part of the Fire community, you likely have a specific retirement date already mapped out, and for good reason. You’ve spent years working hard to get to this point. Alongside that date,…
Should I use a credit card to pay my bills, even though I have enough money?
A Reddit user is debating the best method to pay his bills. The poster has no credit cards right now, and he makes more than enough money to cover all of his expenses for…
My parents have no savings, live paycheck to paycheck, and own a home with $400k in equity – should they cash out and rent instead?
There is just something wonderful about growing up, knowing that your parents worked hard and will finally get a chance to rest and relax. At least that is the plan but as is the…
Was It A Mistake To Charge $4k On My Credit Card And Pay Off The Next Day?
One of the primary reasons credit cards exist is to facilitate purchases that you don’t want to pay for with cash or a debit card. This can include, but is not limited to, furniture,…
Dave Ramsey’s Credit Score Take: Mostly Right, But Not the Whole Story
As one of the biggest names in the personal finance community, when Dave Ramsey talks, millions of audience members listen. If you listen to his video podcast, even if you don’t call in, it’s…
At 50 with $5 million in cash, I’m unsure where to invest short-term – can I safely earn 5-10% without risking my nest egg?
Taking on too much investment risk when you’ve already built up a massive fortune for yourself is a pretty bad idea, even if you’re a risk-taker who’s more than willing to go a bit…
Why Do I Feel Like Everyone Is Just Rich But Us? My Husband and I Make $60,000 a Year
A Reddit poster is feeling dissatisfied with her family’s financial situation. She feels like just about everyone in her life is doing better with their money than she and her husband — including many…
I’m $16,500 in credit card debt – how can I plan to tackle it and regain my financial freedom
Owing a lot of money on credit card debt can be very frustrating, and it can also create serious problems for your finances, given that the average interest on credit card debt is so…
The Average Boomer May Be Leaving Thousands of Dollars On The Table
Spending with cash and debit cards sounds like the financially responsible thing to do, especially for a Baby Boomer who’s grown allergic to credit card debts. And while sticking with debit and cash can…