On a recent episode of The Clark Howard Podcast, John from North Carolina asked which cars are cheapest to insure. Clark Howard pointed out that it typically costs more to insure electric vehicles. “You…
Your choice of when to claim Social Security may feel like a very personal decision. After all, many people need Social Security checks to support themselves in retirement. If that’s the case, your decision…
Andrew Sather, co-host of The Investing for Beginners Podcast, described the regulatory decision to scrap the Pattern Day Trader rule in language no listener could miss. "It's like, let's let kids under 18 buy…
Your parent spent 40 years building a $500,000 traditional IRA. When they leave it to you, the IRS becomes your silent co-heir. For a working adult in their 50s earning a solid salary, the…
A 58-year-old earning $280,000 a year has already maxed their pre-tax 401(k) deferral. What most do not know is that their plan may allow them to contribute an additional $47,500 per year in…
Millions of Americans worry about theft of their financial identity and personal data. Wayne from New York recently called The Clark Howard Podcast to ask if identity theft insurance is worth it. He’s paying…
A couple in their early fifties with $2.1 million saved and $350,000 in annual household income wrote in to the Rich Habits Podcast wanting to retire at 54. Austin Smith’s reply cut to the…
Your net worth is an important measure of your financial health. One common question is whether your home equity should be included in that calculation. While it’s technically part of your net worth, it…
You’ve probably heard that an early Social Security claim will shrink your retirement checks. You can start your benefits as early as 62, but you will receive a reduced monthly income compared with the…
The hosts of the How to Money podcast, on Friday Flight episode #1131, drew a line most parents funding a 529 have never thought about. “If you have $35,000 in there, great. If you…
A public school teacher at 55 with a 403(b) and access to a governmental 457(b) plan can legally shelter $65,000 from federal taxes in 2026. A private-sector employee the same age, maxing a standard…
$4,800 a month sounds like a real retirement income. For a single 63-year-old, it is close to the median household income in many mid-cost American cities. The problem is what happens after taxes, fixed…
A mom named Sandy from Michigan called into The Clark Howard Podcast this week with a parenting question. “My 12-year-old asked me about getting a Cash App teen account to learn more about finances,”…
Brian Preston of the Money Guy Show recently distilled a quiet crisis into one number: “57% of Americans, that this is where they don’t report having any money outside of 401(k)s, meaning that if…
On a recent episode of NerdWallet’s Smart Money Podcast titled USPS’ Cash Crisis Hits More Than Your Mailbox, Plus The Debt Settlement Trap to Avoid, the guest framed the U.S. Postal Service’s predicament in…
