I’m Past Retirement Age And Want To Relocate. Should I Rent, Or Own?
Many people want to relocate in retirement. Since you’re not tied to a location because of work, you can live where you want. You may also move to be closer to your grown kids…
Personal Finance
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Big Banks Are Ripping Off Americans, Again
Thursday, February 27, 2025, was a sad day for bank customers. For the past several months, the Consumer Financial Protection Bureau (CFPB) had been pursuing a lawsuit against Capital One, you see. CFPB alleged…
5 Times Steve Jobs Talked About Money and Absolutely Nailed It
As one of the most prolific CEOs in modern history, Steve Jobs is a giant in the tech world. Jobs, the co-founder of Apple, is primarily credited with many of Apple’s greatest products, including…
The 10 Real Estate ETFs For Retirees That Offer Growth, And Income
If you’re looking for a solid investment that will protect your portfolio from excessive volatility and generate income, you may want to jump into real estate investment trusts or REITs. For one, real estate…
My Social Security Estimate Says I’m Getting $4,000 a Month. Is That What Most Retirees Get?
A good number of people are surprised by their Social Security checks in retirement, which is silly given how easy it is to get an estimate of one’s monthly benefit. All you need to…
I inherited my dad’s 401(k) after 20 years and they won’t tell me how much is in it – what can I do?
People who save in a 401(k) plan commonly earmark that money for their own retirement. But unfortunately, sometimes 401(k) holders end up passing away before they get a chance to use their 401(k)…
There Is Still a Risk Social Security Payments Could Be Delayed
Job cuts at the Social Security Administration could delay payments to millions of Americans. That could push many below the poverty line almost immediately.
I’m 23 and make over $170k as a video game artist and I sell courses at $30k
When we think about industries that make it easy to pull down six figures, we tend to imagine the high-pressured, stressful ones — medicine, law, and finance, to name a few. But in…
DOGE Is Supposed to Clean Up Social Security. Will It Also Cut Benefits?
Just as people tend to do their fair share of needless spending, so does the federal government. But that wastes taxpayers’ dollars and puts pressure on key programs that are essential to many people.…
At 35 I should know more about my Roth IRA than I do, but am risk-averse and worried about retirement
If you’re 35 and growing a bit anxious about the prospect of retirement, do not fret as many Millennials, some of whom are living paycheck to paycheck and burdened by student loans, aren’t even…
I have $300k in cash and want to turn it into $1 million – what are the most reliable ways to do it?
Comedian Steve Martin used to tell a joke about how to be a millionaire and not pay taxes. “First thing you do,” he said, “get a million dollars.” That’s the path many people want…
I’m looking to purchase a $2.5 million home and make a risky career change all at once – am I making a mistake?
Buying a house is a big financial commitment, and making a career change can also impact your money in profound ways. One Reddit user is considering doing both of those things at the same time, but…
We’re in our 40s and have saved 5x more for retirement than we planned – why are we still nervous to quit our jobs?
Retiring early is a dream for many, but taking the plunge and giving up work in your 40s can actually be pretty scary. One Reddit user recently posted about his own fears about finally quitting…
I Used to Think Side Hustles Were Just a Fad, But These 10 Opportunities Proved Me Wrong
It won’t come as a surprise to learn that the gig economy is growing in importance as millennials and Gen Xers, in particular, look for ways to boost their income. As a result, millions…
This Is Exactly How the IRS Determines Your RMD
Once you reach age 73, you are legally required to take Required Minimum Distributions (RMDs) from most tax-deferred retirement accounts, ensuring the government can collect taxes on money sheltered from taxation for decades. If…