When deciding which type of credit card you should use today, there is a good chance you’ll hear a cash back card as everyone’s favorite choice. Travel card lovers are out there in force,…
There’s a reason so many people are worried about Social Security, and it’s that the program is on shaky financial ground. In the coming years, Social Security is expected to owe more in…
Because everyone’s finances are different, seeking advice from financial gurus who possess only the barest of information about your situation is going to miss a lot of the nuances of an individual’s situation. Yet…
A common debate in the finance world is whether a financial advisor is worth the investment or not. This debate came up again in the Fat FIRE Reddit community. A 44-year-old who has a…
There’s a reason some people choose to spend a lot of money on the cars they drive. Your vehicle is something you might use every day of the year, or at least most…
Nobody wants their child to become a spoiled, entitled “trust fund adult” with zero motivation to go to work or school. Undoubtedly, for many affluent parents who don’t set proper boundaries, their wealth can…
Unexpected healthcare costs could have the potential to erode just about any sound retirement nest egg. Undoubtedly, left unchecked and unmanaged, such unforeseen, expensive surprises could downgrade one’s retirement lifestyle by a notch or…
If we only had Social Security to rely upon, we would be in a lot of trouble. It’s a broken system built on flawed logic and has been rightly described as a Ponzi scheme.…
The movie Limitless (2011) featured Bradley Cooper in his first dramatic starring role as Eddie Morra, a struggling writer who takes an experimental drug that enhances his cognitive abilities. By turning him into a…
Products and services have been getting more expensive for years, and wages haven’t kept up. Although the affordability crisis can leave many people feeling discouraged, it’s still important to have good money habits. That’s…
When it comes to retirement planning, the word “planning” is really key, as you are hopefully thinking ahead about what your future will hold. Unfortunately, the future isn’t easy to predict, so anyone looking…
In the FIRE (financial independence, retire early) community, there is a definite hope that by retiring early, you will still have your best years ahead of you to enjoy life to its fullest. However,…
Impulsive purchases may give you a dopamine rush at the moment, but people often regret these types of purchases when they look back at them. A Redditor in the Budget subreddit recently felt buyer’s…
One of the biggest questions anyone will ask about their financial future is exactly how a 401(k) works. At some point, this important and well-known financial program will stump most people with different rules…
While many know that Social Security provides retirement benefits to those 62 and over, there is far more to the program than what’s commonly known by much of the public. Since its creation 89…