What exactly is the point of a non cash back credit card?
If you think about credit cards these days, all you ever hear about is the cash-back credit card. The reality is that there is a very good reason why this credit card type is…
Personal Finance
All Personal Finance Articles
Newest first · Page 348
I’m 46 and recently lost my $200k job. I have $3 million saved – can I afford to be picky about my new job?
Losing a job is never fun, but if you have $3 million in the bank, at least you have a financial cushion. This is the situation one Reddit user has found himself in. He’s…
2026 Is the Last Time This Big Change to Social Security Will Happen
In 2026, a big change is coming to Social Security that is going to impact all future retirees. It will affect when and how they can collect benefits. Once the change happens though, it…
Can You Deduct Child Care Expenses From Your Taxes? Critical Facts to Know
We are in the midst of tax season once again, and as usual, the rules and laws have changed, leaving many to wonder how much tax they will end up paying or how big…
I’m Not Even 40, Worth $5 Million, and Struggle to Spend Even $100. What’s Wrong With Me?
When you have a $5 million net worth in your 40s, you are many times richer than most of your fellow Americans. You have already achieved success that most people don’t even dream of,…
How to Determine Exactly How Much Medicare Will Cost You in Retirement
Did you know that the typical 65-year-old on Medicare today is looking at spending a whopping $165,000 on healthcare costs throughout retirement? That number might seem exaggerated, but it’s true, according to Fidelity.…
5 ETFs That Can Serve as the Bedrock of Any Retirement Portfolio
If you’re looking for a simple way to diversify your portfolio and create a lifetime of passive income, you may want to look at some of these top exchange-traded funds (ETFs). In most cases,…
Suze Orman Calls This Popular Retirement Rule “Dangerous.” Here’s Why
Saving money for retirement is not an easy thing to do — namely, because it means giving up one thing or another. For example, if you’re someone who contributes $800 a month to a…
Here’s What You Should Do, and Not Do, If You Win the Lottery
It’s everyone’s fantasy: “What would I do if I won the lottery?” And whether we ever play the lottery or not, we all have plenty of ideas: We’d quit our jobs, obviously. Pay off…
I earned $2,000 worth of credit card rewards while raising my credit score from 590 to 715
You can earn a lot of money from credit cards if you use them correctly and pay off your balance at the end of each month. One Redditor posted in the Personal Finance subreddit about earning…
Elon Musk says, “Failure is an option here. If you’re not failing, you’re not taking enough risks” – is this a smart approach?
Along with President Donald Trump, Elon Musk is probably second, if not tied, for the most famous person on Planet Earth. Among his accomplishments are: The richest man in the world. CEO of Tesla,…
What does a financial advisor know that I do not?
Hiring a financial advisor is a personal choice. And it’s not something you automatically have to do. But before you write off the idea, it’s important to understand what a financial advisor can…
I Used to Only Use Cash-Back Credit Cards, but These 10 Travel Cards Changed My Rewards Strategy
Whether you are a frequent traveler or aspiring to become one, having a travel credit card can be the right move for most people. Between the benefits of accruing points and converting them into…
3 Brilliant Ways to Regain Control of Your Finances, According to Suze Orman
One of the last things you want to lose control of is your finances. Unfortunately, according to Capital One, “73% of individuals in a survey from CreditWise by Capital One identified their finances as…
Seriously, get and use a credit card. There are 5 big reasons they’re better
With the widespread release of credit cards in the 1950s and 1960s, they have since become ubiquitous in everyday life. According to the Federal Reserve Bank of Atlanta, 82% of American adults have a…