If you were a college student and received a huge inheritance, what would you do? A Reddit user is trying to figure that out right now. The original poster (OP) explained in his thread…
Working while collecting Social Security can make good sense for some seniors. Those who want to work part-time but still enjoy the retirement lifestyle may decide that Social Security is a good way to…
I was in my mid-30s when I first started working with a financial advisor. And the reason I didn’t start to use one sooner boiled down to ignorance and laziness on my part.…
One of the biggest questions anyone with a mortgage can and will ask themselves at some point is whether they should pay it off early. This might involve making larger payments to pay the…
I know a lot of people who struggled with mediocre jobs and salaries during their 20s and 30s. Thankfully, many of those same people reached their 40s and finally found that their income…
Of the people in my circle of friends, I’m probably the only person who uses a financial advisor. And that’s sort of ironic, because I’m also the only one whose job is to…
Planning for retirement isn’t something you should wait until your 40s or 50s to do. The earlier in life you start, the more likely you may be to reach your personal goals. Meanwhile, a…
The way you start doesn’t indicate how you’ll finish, and that’s certainly the truth for a Redditor who posted in the Salary subreddit. The Redditor went from living at home with no drive to earning…
I’ve been using a financial advisor since about my mid-30s. And frankly, I probably should’ve gotten myself one sooner. To be clear, my job is to write about personal finance, investing, and planning…
Dividends should play a major role in the passive income portfolios of retirees. But with market valuations getting just a tad on the high end, I do think that retirees should think about diversifying…
The point of having a financial advisor is have someone help you manage your money wisely and meet your financial goals. But what if your financial advisor isn’t cutting it? That seems to…
When you are preparing for retirement, there are a ton of important decisions you must make. For many people, it’s overwhelming to make all of these choices. That’s where basic rules of thumb come…
When different people within the same family end up with varying levels of wealth, it can lead to bad feelings — and in some cases, unreasonable demands. That’s the situation a woman named…
It’s a fear that I’m sure many parents have: that their child has no desire to go to college. It’s especially true for parents who’ve been budgeting for educational expenses for decades through a…
Given all the discussions about Social Security occurring almost daily in the news media, it wouldn’t surprise anyone if you thought it was about to go bankrupt. In fact, as politically divisive as Social…
