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David Beren | Apr 18, 2026 at 8:19 AM EDT

Why Orthopedic Surgeons Retiring at 58 Are Using This 401(k) Strategy to Access Money Without the 10% Penalty

An orthopedic surgeon retiring at 58 faces a specific problem: a 19-month gap between their last paycheck and age 59½,…

Drew Wood | Apr 18, 2026 at 8:00 AM EDT

Four High-Yield Stocks That Could Fund Your $60,000 Annual Retirement Income

Four tickers. One goal: $60,000 a year in income without touching a paycheck. The question is how much capital it…

Austin Smith | Apr 18, 2026 at 7:30 AM EDT

The Zuckerberg AI Clone Reveals a Brutal Truth About Your Job Security in 2026

Mark Zuckerberg is building a photorealistic AI clone of himself, trained on his voice, image, mannerisms, and public statements, to…

Gerelyn Terzo | Apr 18, 2026 at 7:27 AM EDT

Double the Salary Doesn’t Mean Double Social Security: Here’s What $100,000 Earners Actually Collect

The gap between what a $100,000 earner and a $50,000 earner receive from Social Security is one of the most…

Joey Frenette | Apr 18, 2026 at 6:30 AM EDT

I’m in my mid-50s with $10 million saved, why can’t I pull the trigger on retirement?

A nest egg worth eight figures is often enough to support a very comfortable retirement, depending on lifestyle and spending…

Joel South | Apr 18, 2026 at 5:08 AM EDT

Tiger Global’s $300M Bagel Bet: Why Wall Street Thinks Premium Bagels Are the Next Coffee

Pop-Up Bagels just hit a $300 million valuation, and the number that matters more than the headline is what came…

David Beren | Apr 17, 2026 at 2:08 PM EDT

The 401(k) Loan Mistake That Seems Smart in the Moment and Costs Retirees Years of Growth

A 55-year-old with $800,000 in a 401(k) who borrows $50,000 from the account to cover a home repair, tuition bill,…

Don Lair | Apr 17, 2026 at 1:12 PM EDT

Here’s the Timeline for Social Security Cuts — and What Lawmakers Can Do to Avoid Them

You have heard Social Security is running out of money for most of your adult life. The alarm has become…

Carl Sullivan | Apr 17, 2026 at 10:47 AM EDT

The In-Laws Want to Move In, But Is This Ever a Good Idea?

“If they do move in, I can’t think of an exit strategy that works unless both of them died in…

Christy Bieber | Apr 17, 2026 at 10:18 AM EDT

Are You Actually Getting No Tax on Social Security When You File Taxes This Year?

President Trump’s signature campaign promise focused on eliminating taxes on Social Security benefits. The President declared victory on this issue,…

David Beren | Apr 17, 2026 at 10:08 AM EDT

What Surviving Spouses With a $1.5 Million 401(k) Need to Do Before Their First Tax Filing as Single

When one spouse dies, the surviving spouse inherits the same 401(k) balance, though RMD options depend on how the account…

Carl Sullivan | Apr 17, 2026 at 10:05 AM EDT

$300K Windfall From Home Sale. Should the Caller Invest in This Market?

Sally from Los Angeles called into The Ramsey Show recently to ask about a $300,000 windfall from a home sale.…

Drew Wood | Apr 17, 2026 at 10:00 AM EDT

A Monthly Dividend Portfolio That Pays Like a Rental Property

A rental property generating $2,000 a month in net income is a goal millions of Americans chase. Building that income…

Austin Smith | Apr 17, 2026 at 9:45 AM EDT

Retired Airline Pilot Worried About Wife Outliving Him Gets Surprising Answer From Dave Ramsey

Ray is a 65-year-old retired airline pilot and former Navy aviator sitting on $2.5 million in total assets ($1.5 million…

Gerelyn Terzo | Apr 17, 2026 at 9:45 AM EDT

Why Tech Executives Are Choosing to Fund a Roth Account With Six Figures Each Year

Most tech executives earning $400,000 or more have already accepted that a regular Roth IRA is off the table. For…

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Personal Finance Articles

All Personal Finance Articles

Why Orthopedic Surgeons Retiring at 58 Are Using This 401(k) Strategy to Access Money Without the 10% Penalty

Four High-Yield Stocks That Could Fund Your $60,000 Annual Retirement Income

The Zuckerberg AI Clone Reveals a Brutal Truth About Your Job Security in 2026

Double the Salary Doesn’t Mean Double Social Security: Here’s What $100,000 Earners Actually Collect

I’m in my mid-50s with $10 million saved, why can’t I pull the trigger on retirement?

Tiger Global’s $300M Bagel Bet: Why Wall Street Thinks Premium Bagels Are the Next Coffee

The 401(k) Loan Mistake That Seems Smart in the Moment and Costs Retirees Years of Growth

Here’s the Timeline for Social Security Cuts — and What Lawmakers Can Do to Avoid Them

The In-Laws Want to Move In, But Is This Ever a Good Idea?

Are You Actually Getting No Tax on Social Security When You File Taxes This Year?

What Surviving Spouses With a $1.5 Million 401(k) Need to Do Before Their First Tax Filing as Single

$300K Windfall From Home Sale. Should the Caller Invest in This Market?

A Monthly Dividend Portfolio That Pays Like a Rental Property

Retired Airline Pilot Worried About Wife Outliving Him Gets Surprising Answer From Dave Ramsey

Why Tech Executives Are Choosing to Fund a Roth Account With Six Figures Each Year

A $1.1 Million Portfolio That Pays $5,800 a Month and Lets a 70-Year-Old Skip the 4 Percent Rule Entirely

Cem Karsan Warns The S&P 500 Lost 40% in Real Terms Over 14 Years – And It Could Happen Again

Here Are Friday’s Top Wall Street Analyst Research Calls: Airbnb, Broadcom, Chipotle Mexican Grill, CrowdStrike, Fiserv, Lululemon Athletica, NVIDIA, Tesla, Walmart, and More

A $1.1 Million Portfolio That Pays $5,800 a Month and Lets a 70-Year-Old Skip the 4 Percent Rule Entirely

At 56 With $940,000 Saved and a Stable Federal Job, the Math Tilts Toward Working Six More Years Than Most Calculators Suggest

Dividend Aristocrats on Sale: 5 Decades-Long Raisers Trading Below Target

A $1.1 Million Portfolio That Pays $5,800 a Month and Lets a 70-Year-Old Skip the 4 Percent Rule Entirely

Personal Finance Articles

All Personal Finance Articles

Why Orthopedic Surgeons Retiring at 58 Are Using This 401(k) Strategy to Access Money Without the 10% Penalty

Four High-Yield Stocks That Could Fund Your $60,000 Annual Retirement Income

The Zuckerberg AI Clone Reveals a Brutal Truth About Your Job Security in 2026

Double the Salary Doesn’t Mean Double Social Security: Here’s What $100,000 Earners Actually Collect

I’m in my mid-50s with $10 million saved, why can’t I pull the trigger on retirement?

Tiger Global’s $300M Bagel Bet: Why Wall Street Thinks Premium Bagels Are the Next Coffee

The 401(k) Loan Mistake That Seems Smart in the Moment and Costs Retirees Years of Growth

Here’s the Timeline for Social Security Cuts — and What Lawmakers Can Do to Avoid Them

The In-Laws Want to Move In, But Is This Ever a Good Idea?

Are You Actually Getting No Tax on Social Security When You File Taxes This Year?

What Surviving Spouses With a $1.5 Million 401(k) Need to Do Before Their First Tax Filing as Single

$300K Windfall From Home Sale. Should the Caller Invest in This Market?

A Monthly Dividend Portfolio That Pays Like a Rental Property

Retired Airline Pilot Worried About Wife Outliving Him Gets Surprising Answer From Dave Ramsey

Why Tech Executives Are Choosing to Fund a Roth Account With Six Figures Each Year

A $1.1 Million Portfolio That Pays $5,800 a Month and Lets a 70-Year-Old Skip the 4 Percent Rule Entirely

Cem Karsan Warns The S&P 500 Lost 40% in Real Terms Over 14 Years – And It Could Happen Again

Here Are Friday’s Top Wall Street Analyst Research Calls: Airbnb, Broadcom, Chipotle Mexican Grill, CrowdStrike, Fiserv, Lululemon Athletica, NVIDIA, Tesla, Walmart, and More

Featured Reads

A $1.1 Million Portfolio That Pays $5,800 a Month and Lets a 70-Year-Old Skip the 4 Percent Rule Entirely

At 56 With $940,000 Saved and a Stable Federal Job, the Math Tilts Toward Working Six More Years Than Most Calculators Suggest