Laurel Road Review: Is It the Right Fit for You?

Laurel Road is a digital banking brand of KeyBank, built around professionals refinancing student loans. Its high yield savings account carries no monthly fee and FDIC insurance through the parent bank. It suits borrowers already in the Laurel Road ecosystem…

Published June 19, 2026, 5:17pm ET · 1 min read

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A blurred person in a dark suit and light turtleneck holds a black magnifying glass, focusing on a bright white percentage symbol. Below, multiple stacks of brown coins progressively increase in height, accompanied by several glowing white upward arrows indicating growth. In the background to the right, a pink ceramic piggy bank and a small white house model are visible on a wooden surface.
An individual uses a magnifying glass to examine a percentage sign, symbolizing the importance of scrutinizing savings account rates for better financial growth. This visual reinforces the need to actively seek out optimal annual percentage yields. © Worranan Junhom / Shutterstock.com

Laurel Road is a digital banking brand of KeyBank, built around professionals refinancing student loans. Its high yield savings account carries no monthly fee and FDIC insurance through the parent bank.

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It suits borrowers already in the Laurel Road ecosystem more than savers shopping purely on yield.

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Austin Smith

Austin Smith is a financial publisher with over two decades of experience as an investor, analyst, and advisor. He covers stocks, ETFs, Artificial intelligence and personal finance for 24/7 Wall St. Previously, he spent over a decade at The Motley Fool as a senior editor for Fool.com, portfolio advisor for Millionacres, and launched The Ascent to help reader take control of their personal finances.

His work has been featured on Fool.com, NPR, CNBC, USA Today, Yahoo Finance, MSN, AOL, Marketwatch, and many other publications. He is as an advisor to private companies, and co-hosts The AI Investor Podcast with Eric Bleeker. 

When not looking for investment opportunities, he can be found skiing, running, or playing soccer with his children. Learn more about Austin's investment approach here.

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