States With the Most Credit Card Debt

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36. Montana
> Avg. credit card balance: $5,845
> Cost of living: 5.9% less than avg.
> Avg. credit score: 689
> Avg. number of cards: 2.9

Source: Sean Pavone / Getty Images

37. Ohio
> Avg. credit card balance: $5,843
> Cost of living: 10.7% less than avg.
> Avg. credit score: 678
> Avg. number of cards: 3.0

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38. Idaho
> Avg. credit card balance: $5,817
> Cost of living: 7% less than avg.
> Avg. credit score: 681
> Avg. number of cards: 2.9

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39. Maine
> Avg. credit card balance: $5,784
> Cost of living: 1.6% less than avg.
> Avg. credit score: 689
> Avg. number of cards: 2.9

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40. South Dakota
> Avg. credit card balance: $5,692
> Cost of living: 11.7% less than avg.
> Avg. credit score: 700
> Avg. number of cards: 2.8