
Source: James Andrews / iStock via Getty Images
35. Will. Will, Illinois
> Location: Chicago-Naperville-Elgin, IL-IN-WI metropolitan area
> Median home sale price: $232,000 ( +11.0 1-yr. increase)
> Typical homeownership costs as a share of median income: 30.3%
> Homes with underwater mortgages: 26,734 (15.3% of homes w/ loans)
> Homes with foreclosure filings: 73

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34. Charlotte. Charlotte, Florida
> Location: Punta Gorda, FL metropolitan area
> Median home sale price: $239,900 ( +9.0 1-yr. increase)
> Typical homeownership costs as a share of median income: 30.9%
> Homes with underwater mortgages: 5,081 (10.5% of homes w/ loans)
> Homes with foreclosure filings: 58

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33. Escambia. Escambia, Florida
> Location: Pensacola-Ferry Pass-Brent, FL metropolitan area
> Median home sale price: $182,000 ( +10.3 1-yr. increase)
> Typical homeownership costs as a share of median income: 19.1%
> Homes with underwater mortgages: 20,922 (31% of homes w/ loans)
> Homes with foreclosure filings: 69

Source: Sean Pavone / Getty Images
32. Osceola. Osceola, Florida
> Location: Orlando-Kissimmee-Sanford, FL metropolitan area
> Median home sale price: $255,000 ( +8.1 1-yr. increase)
> Typical homeownership costs as a share of median income: 33.5%
> Homes with underwater mortgages: 7,514 (10% of homes w/ loans)
> Homes with foreclosure filings: 78

Source: ChrisBoswell / iStock via Getty Images
31. Essex. Essex, New Jersey
> Location: New York-Newark-Jersey City, NY-NJ-PA metropolitan area
> Median home sale price: $430,000 ( +26.5 1-yr. increase)
> Typical homeownership costs as a share of median income: 37.7%
> Homes with underwater mortgages: 11,670 (10.8% of homes w/ loans)
> Homes with foreclosure filings: 116
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