Source: Ultima_Gaina / iStock via Getty Images
20. Cumberland. Cumberland, New Jersey
> Location: Vineland-Bridgeton, NJ metropolitan area
> Median home sale price: $167,900 ( +34.3 1-yr. increase)
> Typical homeownership costs as a share of median income: 24.5%
> Homes with underwater mortgages: 6,725 (24.2% of homes w/ loans)
> Homes with foreclosure filings: 25
Source: Warren-Pender / Getty Images
19. Highlands. Highlands, Florida
> Location: Sebring, FL metropolitan area
> Median home sale price: $175,000 ( +22.8 1-yr. increase)
> Typical homeownership costs as a share of median income: 24.1%
> Homes with underwater mortgages: 3,181 (16.8% of homes w/ loans)
> Homes with foreclosure filings: 198
24/7 Wall St.
Source: Aneese / iStock via Getty Images
18. Ocean. Ocean, New Jersey
> Location: New York-Newark-Jersey City, NY-NJ-PA metropolitan area
> Median home sale price: $324,900 ( +29.7 1-yr. increase)
> Typical homeownership costs as a share of median income: 39.6%
> Homes with underwater mortgages: 18,659 (10.8% of homes w/ loans)
> Homes with foreclosure filings: 130
Source: benkrut / iStock via Getty Images
17. De Kalb. De Kalb, Illinois
> Location: Chicago-Naperville-Elgin, IL-IN-WI metropolitan area
> Median home sale price: $223,875 ( +42.6 1-yr. increase)
> Typical homeownership costs as a share of median income: 32.4%
> Homes with underwater mortgages: 3,183 (15.1% of homes w/ loans)
> Homes with foreclosure filings: 16
Source: Robert Kirk / iStock via Getty Images
16. Sussex. Sussex, Delaware
> Location: Salisbury, MD-DE metropolitan area
> Median home sale price: $312,950 ( +16.3 1-yr. increase)
> Typical homeownership costs as a share of median income: 31.4%
> Homes with underwater mortgages: 9,496 (13.8% of homes w/ loans)
> Homes with foreclosure filings: 66
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