Personal Finance Articles

Michael Williams | 23 minutes ago

Lower Your Mortgage Payment Without Refinancing, Without Closing Costs, and Without a Credit Check

If you have a conventional mortgage, your lender is probably sitting on a button that can shrink your monthly payment…

Michael Williams | 44 minutes ago

No, Your Teacher Pension Isn’t Enough, and the $49,000 Loophole Buried in Your Own Benefits Packet Could Save Your Retirement

Your state pension check looks like a safety net until you stack it against real retirement costs. Average annual household…

Michael Williams | 1 hour ago

Convert Your IRA While the Market Is Crashing and the IRS Basically Gives You a Discount

If you have a traditional IRA and you watched your balance drop earlier this year, the IRS quietly handed you…

Michael Williams | 1 hour ago

Your Business Is Your Retirement Plan? That’s the Million-Dollar Mistake. Open a Solo 401(k) Before December 31

Ask a founder how they plan to retire and you’ll often get a version of the same answer: “I’ll sell…

All Personal Finance Articles

5449 Articles

Danielle Liverance | 2 hours ago

They Did Everything Right. $2 Million Saved, No Debt, Home Paid Off. Suze Orman Says They Still Made a Huge Mistake

Suze Orman looked at a couple with $2 million saved, zero debt, and a pension on the way and told…

Michael Williams | 2 hours ago

Doctors Earning $400K Are Quietly Funneling $70,000 a Year Into a Roth the IRS Says They Can’t Have

A physician pulling $400,000 a year sits well above the Roth IRA contribution income limit. The IRS closes the front…

Thomas Richmond | 3 hours ago

Family Saved $100 a Month for 12 Years for a Hawaii Vacation. Dave Ramsey: “You Have Put Too Much Psychological Bullcrap on This Trip.”

Julie called into The Ramsey Show with a story many families recognize. Her family of five had been saving $100…

Thomas Richmond | 3 hours ago

Dave Ramsey Says Early 401(k) Withdrawals Are Like “Borrowing Money at 30% Interest.” Here’s What He Recommends Instead

A recently divorced 41-year-old called The Ramsey Show wondering whether she should cash out part of her 401(k) to eliminate…

Thomas Richmond | 3 hours ago

Dave Ramsey: “There’s No Possible Way I Would Pull Money Out of a Roth and Pay Off a Mortgage.” Here’s Why

A 28-year-old per diem nurse called The Ramsey Show looking for a second opinion after her husband proposed using part…

Austin Smith | 4 hours ago

Ally Bank Savings, Reviewed

Ally Bank’s Online Savings Account is one of the most widely used high yield savings accounts in the country. It…

Drew Wood | 5 hours ago

How Large Does Your Portfolio Need to Be to Generate $12,000 a Month?

Twelve thousand dollars a month sounds like a round number, but it carries weight. It works out to $144,000 a…

Drew Wood | 5 hours ago

Here’s How You Can Retire to Boise, Idaho, at 62 on $900,000 and Never Look Back

A $900,000 portfolio can make retirement at 62 realistic in Boise, but only with the right housing setup and the…

Gerelyn Terzo | 6 hours ago

A Retired Couple Faces a Six-Figure Healthcare Bill. Paying It From an HSA, Not an IRA, Keeps It From Taxing Their Social Security.

The Couple at the Kitchen Table A married couple, both about 67, recently retired and on Medicare, is staring at…

David Beren | 7 hours ago

Why a $1 Million Portfolio Doesn’t Guarantee a Comfortable Retirement

Reaching $1 million in retirement savings feels like crossing a finish line, and after decades of contributions, compound growth, and…

Drew Wood | 7 hours ago

Don’t Let Your Kids’ Braces Chew Up Your Retirement

Many parents assume braces are something they will deal with when their children reach high school. Increasingly, that is no…

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Lower Your Mortgage Payment Without Refinancing, Without Closing Costs, and Without a Credit Check

No, Your Teacher Pension Isn’t Enough, and the $49,000 Loophole Buried in Your Own Benefits Packet Could Save Your Retirement

Personal Finance Articles

Lower Your Mortgage Payment Without Refinancing, Without Closing Costs, and Without a Credit Check

No, Your Teacher Pension Isn’t Enough, and the $49,000 Loophole Buried in Your Own Benefits Packet Could Save Your Retirement

Convert Your IRA While the Market Is Crashing and the IRS Basically Gives You a Discount

Your Business Is Your Retirement Plan? That’s the Million-Dollar Mistake. Open a Solo 401(k) Before December 31

All Personal Finance Articles

They Did Everything Right. $2 Million Saved, No Debt, Home Paid Off. Suze Orman Says They Still Made a Huge Mistake

Doctors Earning $400K Are Quietly Funneling $70,000 a Year Into a Roth the IRS Says They Can’t Have

Family Saved $100 a Month for 12 Years for a Hawaii Vacation. Dave Ramsey: “You Have Put Too Much Psychological Bullcrap on This Trip.”

Dave Ramsey Says Early 401(k) Withdrawals Are Like “Borrowing Money at 30% Interest.” Here’s What He Recommends Instead

Dave Ramsey: “There’s No Possible Way I Would Pull Money Out of a Roth and Pay Off a Mortgage.” Here’s Why

Ally Bank Savings, Reviewed

How Large Does Your Portfolio Need to Be to Generate $12,000 a Month?

Here’s How You Can Retire to Boise, Idaho, at 62 on $900,000 and Never Look Back

A Retired Couple Faces a Six-Figure Healthcare Bill. Paying It From an HSA, Not an IRA, Keeps It From Taxing Their Social Security.

Why a $1 Million Portfolio Doesn’t Guarantee a Comfortable Retirement

Don’t Let Your Kids’ Braces Chew Up Your Retirement

Lower Your Mortgage Payment Without Refinancing, Without Closing Costs, and Without a Credit Check

No, Your Teacher Pension Isn’t Enough, and the $49,000 Loophole Buried in Your Own Benefits Packet Could Save Your Retirement

Convert Your IRA While the Market Is Crashing and the IRS Basically Gives You a Discount

Featured Reads

Lower Your Mortgage Payment Without Refinancing, Without Closing Costs, and Without a Credit Check

No, Your Teacher Pension Isn't Enough, and the $49,000 Loophole Buried in Your Own Benefits Packet Could Save Your Retirement