Personal Finance Articles

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5550 Articles

Ian Cooper | May 18, 2026 at 9:59 AM EDT

Why Solo 401(k) Owners Should Max Out Employee Contributions First

The Quote That Reframes Solo 401(k) Strategy On NerdWallet’s Smart Money Podcast episode Is College Worth It in 2026? Plus,…

Christy Bieber | May 18, 2026 at 9:58 AM EDT

You Could Lose Your Social Security Benefits to the Trump Administration’s Mistake

Social Security provides at least half of monthly income for 37% of men and 42% of women age 65 and…

Jeremy Phillips | May 18, 2026 at 9:35 AM EDT

Joint Bank Accounts With Your Parents Could Expose You to Their Debts: Here’s the Safer Way to Help

Helping an aging parent manage money is common in the sandwich generation. Adding your name to Mom or Dad’s checking…

Carl Sullivan | May 18, 2026 at 9:12 AM EDT

Mrs. Dow Jones: Why Old Wealth Rules Fail Millennials When Cost of Living Is So High

If millennials follow the rulebook their parents used, they may be in trouble, says financial influencer Haley Sacks, known as…

Don Lair | May 18, 2026 at 9:02 AM EDT

Beware The IRS Tax Trap Awaiting Anyone Who Raids Their Roth IRA Early

"When you owe the government money, they’re not very happy. And you probably owe the government money with pulling out…

Don Lair | May 18, 2026 at 8:44 AM EDT

High Interest Rates Are Actually Good for Your Savings Account. Here’s How to Earn an Extra $800 Per Year

On The Investing for Beginners Podcast, host Evan Ray offered a take that runs counter to most rate-hike headlines: when…

Austin Smith | May 18, 2026 at 8:10 AM EDT

The 529-to-Roth Rollover Strategy That Turns Unused College Savings Into $524,000 of Tax-Free Retirement Income

The scenario surfaces often in affluent-parent forums: a 56-year-old couple earning $390,000 jointly looks at a $190,000 529 plan they…

Drew Wood | May 18, 2026 at 7:23 AM EDT

A $1.7 Million Portfolio Lost $312,000 in 18 Trading Days, Proving the Case Most Retirees Hate to Hear

A 65-year-old couple retired last spring with $1.7 million in a 70/30 portfolio and planned to withdraw $68,000 annually under…

Maurie Backman | May 18, 2026 at 6:30 AM EDT

Reasons to Use a Credit Card Over a Debit Card

Credit cards often get a bad reputation because they can easily generate debt due to overspending and high interest rates.…

Gerelyn Terzo | May 18, 2026 at 6:15 AM EDT

The Health Diagnosis That Tilted a 65-Year-Old’s Social Security Claim From 70 to Now

A 65-year-old single retiree with a well-funded portfolio had planned to stop working, live off savings for five years, then…

Michael Williams | May 18, 2026 at 5:45 AM EDT

Bunching Charitable Giving Into a Single 401(k) Tax Year: The $37,120 Move Most High Earners Miss

A 52-year-old couple in their peak earning years rarely thinks of charitable giving as a 401(k) decision. It is. The…

Ian Cooper | May 17, 2026 at 10:14 PM EDT

Before You Take That Part-Time Job in Retirement: How a $1.4 Million 401(k) Can Cost You $2,297 in Medicare Premiums

A 66-year-old who retired at 64 with a $1.4 million 401(k) and a paid-off house took a part-time consulting role…

Don Lair | May 17, 2026 at 8:43 PM EDT

Baby Boomers: The New Long-Term Care Products You Can Get Without Medical Underwriting: Here’s What Changed

On a recent episode of the Retire SMART Podcast, the host put a number on the long-term care problem that…

Carl Sullivan | May 17, 2026 at 8:22 PM EDT

Why Clark Howard Isn’t a Fan of Car Leases

With the average price of a new car nearing $50,000, does it still make sense to write a check, or…

Drew Wood | May 17, 2026 at 8:21 PM EDT

A 67-Year-Old School Principal With $1.4 Million Discovers Her Pension Quietly Pushed Her Into IRMAA Tier Two Before She Filed for Medicare

A career educator retires at 65 with a defined-benefit pension paying $9,200 a month, plus $1.4 million in a 403(b).…

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Personal Finance Articles

All Personal Finance Articles

Why Solo 401(k) Owners Should Max Out Employee Contributions First

You Could Lose Your Social Security Benefits to the Trump Administration’s Mistake

Joint Bank Accounts With Your Parents Could Expose You to Their Debts: Here’s the Safer Way to Help

Mrs. Dow Jones: Why Old Wealth Rules Fail Millennials When Cost of Living Is So High

Beware The IRS Tax Trap Awaiting Anyone Who Raids Their Roth IRA Early

High Interest Rates Are Actually Good for Your Savings Account. Here’s How to Earn an Extra $800 Per Year

The 529-to-Roth Rollover Strategy That Turns Unused College Savings Into $524,000 of Tax-Free Retirement Income

A $1.7 Million Portfolio Lost $312,000 in 18 Trading Days, Proving the Case Most Retirees Hate to Hear

Reasons to Use a Credit Card Over a Debit Card

The Health Diagnosis That Tilted a 65-Year-Old’s Social Security Claim From 70 to Now

Bunching Charitable Giving Into a Single 401(k) Tax Year: The $37,120 Move Most High Earners Miss

Before You Take That Part-Time Job in Retirement: How a $1.4 Million 401(k) Can Cost You $2,297 in Medicare Premiums

Baby Boomers: The New Long-Term Care Products You Can Get Without Medical Underwriting: Here’s What Changed

Why Clark Howard Isn’t a Fan of Car Leases

A 67-Year-Old School Principal With $1.4 Million Discovers Her Pension Quietly Pushed Her Into IRMAA Tier Two Before She Filed for Medicare

Chief Economic Adviser: “There Is No Way” the Bond Market Can Fund the AI Boom Without Higher Yields

Jim Cramer Warns “I Don’t Want to Own AT&T or Verizon” as Starlink Threatens Telecom Stocks

Famous AI Investor Says This is the ‘Mega Bull Case’ For Stocks like NVIDIA, Micron, and Broadcom

Have a Big 401(k) and Turning 60? Your Catch-Up Limit Just Jumped to $11,250 and the Window Closes at 64

A Retired Couple Can Realize Nearly $100,000 in Gains This Year and Pay $0 Federal Tax. Most Sail Right Past It

Have a Big 401(k) and Turning 60? Your Catch-Up Limit Just Jumped to $11,250 and the Window Closes at 64

Chief Economic Adviser: “There Is No Way” the Bond Market Can Fund the AI Boom Without Higher Yields

Personal Finance Articles

All Personal Finance Articles

Why Solo 401(k) Owners Should Max Out Employee Contributions First

You Could Lose Your Social Security Benefits to the Trump Administration’s Mistake

Joint Bank Accounts With Your Parents Could Expose You to Their Debts: Here’s the Safer Way to Help

Mrs. Dow Jones: Why Old Wealth Rules Fail Millennials When Cost of Living Is So High

Beware The IRS Tax Trap Awaiting Anyone Who Raids Their Roth IRA Early

High Interest Rates Are Actually Good for Your Savings Account. Here’s How to Earn an Extra $800 Per Year

The 529-to-Roth Rollover Strategy That Turns Unused College Savings Into $524,000 of Tax-Free Retirement Income

A $1.7 Million Portfolio Lost $312,000 in 18 Trading Days, Proving the Case Most Retirees Hate to Hear

Reasons to Use a Credit Card Over a Debit Card

The Health Diagnosis That Tilted a 65-Year-Old’s Social Security Claim From 70 to Now

Bunching Charitable Giving Into a Single 401(k) Tax Year: The $37,120 Move Most High Earners Miss

Before You Take That Part-Time Job in Retirement: How a $1.4 Million 401(k) Can Cost You $2,297 in Medicare Premiums

Baby Boomers: The New Long-Term Care Products You Can Get Without Medical Underwriting: Here’s What Changed

Why Clark Howard Isn’t a Fan of Car Leases

A 67-Year-Old School Principal With $1.4 Million Discovers Her Pension Quietly Pushed Her Into IRMAA Tier Two Before She Filed for Medicare

Chief Economic Adviser: “There Is No Way” the Bond Market Can Fund the AI Boom Without Higher Yields

Jim Cramer Warns “I Don’t Want to Own AT&T or Verizon” as Starlink Threatens Telecom Stocks

Famous AI Investor Says This is the ‘Mega Bull Case’ For Stocks like NVIDIA, Micron, and Broadcom

Featured Reads

Have a Big 401(k) and Turning 60? Your Catch-Up Limit Just Jumped to $11,250 and the Window Closes at 64

A Retired Couple Can Realize Nearly $100,000 in Gains This Year and Pay $0 Federal Tax. Most Sail Right Past It