Personal Finance Articles

All Personal Finance Articles

5852 Articles

Michael Williams | Jul 19, 2026 at 5:19 PM EDT

Live Near a 5-Star Medicare Plan and You Don’t Have to Wait for Open Enrollment to Switch

Most Medicare enrollees assume a December deadline locks them out of switching plans until fall, but a little-known quality-based loophole…

David Beren | Jul 19, 2026 at 3:30 PM EDT

Spend the IRA First, Claim Social Security Last: The Order That Adds Six Figures for $500,000 Retirees

For retirees with around $500,000 in a traditional IRA, the order in which they tap accounts and claim Social Security…

Marc Guberti | Jul 19, 2026 at 2:59 PM EDT

The $50,000 401(k) Withdrawal Move That Saves Retirees From Medicare Surcharge Shock

Pulling $50,000 a year from a traditional 401(k) in retirement sounds conservative until a letter from Social Security arrives two…

Gerelyn Terzo | Jul 19, 2026 at 2:04 PM EDT

Why the $2,000 Social Security Check Hits Harder for Bottom-Half Earners in 2026

For millions of retirees, a single government deposit covers rent, groceries, utilities, and healthcare with nothing left over, which means…

Maurie Backman | Jul 19, 2026 at 1:42 PM EDT

3 Social Security Birthdays That Decide the Size of Your Check

The age you choose to file for Social Security can mean the difference between a comfortable retirement and scrambling to…

Gerelyn Terzo | Jul 19, 2026 at 1:00 PM EDT

He Lost His White-Collar Job at 54. A $100K Shipbuilding Trade Could Rebuild More Than His Income, It Could Boost His Social Security.

A corporate layoff at 54 sounds like a financial disaster, but a surprising move in the trades could do something…

Maurie Backman | Jul 19, 2026 at 12:41 PM EDT

Social Security Cuts of 22% Could Cost the Average Retiree $458 a Year

Social Security going bankrupt is a myth, but the real threat to your retirement income is quietly building toward a…

Marc Guberti | Jul 19, 2026 at 11:58 AM EDT

A $1.4 Million 401(k) Just Quietly Pushed 85% of This Couple’s Social Security Into Taxes

Two outdated tax thresholds written decades ago, never adjusted for inflation, can silently redirect tens of thousands of dollars from…

David Beren | Jul 19, 2026 at 11:40 AM EDT

The Average 401(k) Is $148,153. The Median Is $38,176. One of Those Numbers Is Misleading You.

Most workers benchmark their retirement savings against a single number published every year, and most workers pick the wrong one.…

Maurie Backman | Jul 19, 2026 at 11:40 AM EDT

Divorced? You May Be Owed Up to 50% of Your Ex’s Social Security

Your divorce may have ended the marriage, but your ex-spouse's Social Security record could still play a major role in…

Drew Wood | Jul 19, 2026 at 11:07 AM EDT

Take a $15,000 Income Cut Today. Gain a $55,000 Raise Tomorrow.

Most retirees chase the bigger check and never realize the smaller one could eventually pay them twice as much. The…

David Beren | Jul 19, 2026 at 10:37 AM EDT

The Average Inherited IRA Comes With a 10-Year Fuse. Year One Is When Heirs Make the Big Mistake.

Most heirs look at a six-figure inherited IRA and see a windfall, but the decision made in the first twelve…

Gerelyn Terzo | Jul 19, 2026 at 10:04 AM EDT

Social Security Was Built to Favor Lower Earners. A Widening Longevity Gap Quietly Hands the Edge Back to the Wealthy.

Social Security's formula hands lower earners a bigger monthly check, yet a hidden force works against that advantage every single…

Drew Wood | Jul 19, 2026 at 9:06 AM EDT

Would You Rather Earn $55,000 Today or $110,000 in 20 Years?

A portfolio paying $55,000 this year feels useful today, but inflation has a way of quietly making that same paycheck…

Gerelyn Terzo | Jul 19, 2026 at 7:09 AM EDT

IBM Just Had the Worst Crash in Its 115-Year History. For the Retiree Who Treated It as a Safe Dividend Anchor, That’s the Real Lesson.

IBM just handed retirees a lesson they never expected from one of the most storied dividend payers in market history,…

1 … 9 10 11 12 13 … 394

Personal Finance Articles

All Personal Finance Articles

Live Near a 5-Star Medicare Plan and You Don’t Have to Wait for Open Enrollment to Switch

Spend the IRA First, Claim Social Security Last: The Order That Adds Six Figures for $500,000 Retirees

The $50,000 401(k) Withdrawal Move That Saves Retirees From Medicare Surcharge Shock

Why the $2,000 Social Security Check Hits Harder for Bottom-Half Earners in 2026

3 Social Security Birthdays That Decide the Size of Your Check

He Lost His White-Collar Job at 54. A $100K Shipbuilding Trade Could Rebuild More Than His Income, It Could Boost His Social Security.

Social Security Cuts of 22% Could Cost the Average Retiree $458 a Year

A $1.4 Million 401(k) Just Quietly Pushed 85% of This Couple’s Social Security Into Taxes

The Average 401(k) Is $148,153. The Median Is $38,176. One of Those Numbers Is Misleading You.

Divorced? You May Be Owed Up to 50% of Your Ex’s Social Security

Take a $15,000 Income Cut Today. Gain a $55,000 Raise Tomorrow.

The Average Inherited IRA Comes With a 10-Year Fuse. Year One Is When Heirs Make the Big Mistake.

Social Security Was Built to Favor Lower Earners. A Widening Longevity Gap Quietly Hands the Edge Back to the Wealthy.

Would You Rather Earn $55,000 Today or $110,000 in 20 Years?

IBM Just Had the Worst Crash in Its 115-Year History. For the Retiree Who Treated It as a Safe Dividend Anchor, That’s the Real Lesson.

Is Equal-Weighting the S&P 500 Worth It? Here’s What the Data Says

A $550,000 Portfolio That Quietly Pays a 62-Year-Old $3,400 a Month Until Social Security Kicks In

Social Security Spousal Benefits Can Add Up to $10,000 a Year. Most Couples Never Claim Them Correctly

A $550,000 Portfolio That Quietly Pays a 62-Year-Old $3,400 a Month Until Social Security Kicks In

Social Security Spousal Benefits Can Add Up to $10,000 a Year. Most Couples Never Claim Them Correctly

Is Equal-Weighting the S&P 500 Worth It? Here’s What the Data Says

A $550,000 Portfolio That Quietly Pays a 62-Year-Old $3,400 a Month Until Social Security Kicks In

Personal Finance Articles

All Personal Finance Articles

Live Near a 5-Star Medicare Plan and You Don’t Have to Wait for Open Enrollment to Switch

Spend the IRA First, Claim Social Security Last: The Order That Adds Six Figures for $500,000 Retirees

The $50,000 401(k) Withdrawal Move That Saves Retirees From Medicare Surcharge Shock

Why the $2,000 Social Security Check Hits Harder for Bottom-Half Earners in 2026

3 Social Security Birthdays That Decide the Size of Your Check

He Lost His White-Collar Job at 54. A $100K Shipbuilding Trade Could Rebuild More Than His Income, It Could Boost His Social Security.

Social Security Cuts of 22% Could Cost the Average Retiree $458 a Year

A $1.4 Million 401(k) Just Quietly Pushed 85% of This Couple’s Social Security Into Taxes

The Average 401(k) Is $148,153. The Median Is $38,176. One of Those Numbers Is Misleading You.

Divorced? You May Be Owed Up to 50% of Your Ex’s Social Security

Take a $15,000 Income Cut Today. Gain a $55,000 Raise Tomorrow.

The Average Inherited IRA Comes With a 10-Year Fuse. Year One Is When Heirs Make the Big Mistake.

Social Security Was Built to Favor Lower Earners. A Widening Longevity Gap Quietly Hands the Edge Back to the Wealthy.

Would You Rather Earn $55,000 Today or $110,000 in 20 Years?

IBM Just Had the Worst Crash in Its 115-Year History. For the Retiree Who Treated It as a Safe Dividend Anchor, That’s the Real Lesson.

Is Equal-Weighting the S&P 500 Worth It? Here’s What the Data Says

A $550,000 Portfolio That Quietly Pays a 62-Year-Old $3,400 a Month Until Social Security Kicks In

Social Security Spousal Benefits Can Add Up to $10,000 a Year. Most Couples Never Claim Them Correctly

Featured Reads

A $550,000 Portfolio That Quietly Pays a 62-Year-Old $3,400 a Month Until Social Security Kicks In

Social Security Spousal Benefits Can Add Up to $10,000 a Year. Most Couples Never Claim Them Correctly