Personal Finance Articles

All Personal Finance Articles

5194 Articles

Ian Cooper | Apr 14, 2026 at 11:36 AM EDT

I’m Retiring in 2026, but I’m Losing Sleep Over These 5 Fears. How Can I Regain My Peace of Mind?

You have saved for decades. The date is circled on the calendar. And yet, somewhere around 2 a.m., you are…

Maurie Backman | Apr 14, 2026 at 10:04 AM EDT

Did Taxes on Social Security Actually Go Away? Here’s the Real Story

For many seniors, there’s perhaps nothing more frustrating than having to pay taxes on their Social Security benefits. In fact,…

Carl Sullivan | Apr 14, 2026 at 9:49 AM EDT

What to Do When Your Spouse Busts the Budget Mid-Month

Ella, 35, from Dallas is a stay-at-home mom with two kids and another on the way. Her husband is the…

Ian Cooper | Apr 14, 2026 at 9:21 AM EDT

What $3.1 Million Really Looks Like When One Spouse Wants to Travel and One Wants to Keep Working

At 67, you’re sitting on $3.1 million, one spouse who loves going to work, and one ready to trade the…

Drew Wood | Apr 14, 2026 at 9:00 AM EDT

Build a Six Figure Dividend Stream With Four Blue Chip Names and $2 Million

Two million dollars in four household-name dividend payers can generate between $132,000 and $146,000 in annual income. That is the…

Carl Sullivan | Apr 14, 2026 at 8:49 AM EDT

Cancer Patient Paid Off Mortgage Early. Did She Make a Huge Mistake?

A distressed cancer patient called into The Ramsey Show recently, worried that she had made a huge error. “Two weeks…

Gerelyn Terzo | Apr 14, 2026 at 8:47 AM EDT

The 401(k) Gap That Lets Wealthy Savers Convert $47,500 to Roth Every Year

While many high-income professionals believe they are barred from Roth IRAs due to their tax bracket, a powerful "loophole" hidden…

David Beren | Apr 14, 2026 at 8:23 AM EDT

Why Anesthesiologists Are Moving 401(k) Money Into This Account Before Retirement and Saving Thousands

A 57‑year‑old anesthesiologist with a $1.4 million 401(k) is heading toward a multimillion‑dollar balance, and the RMDs, Social Security taxation,…

Ian Cooper | Apr 14, 2026 at 8:21 AM EDT

At 63, Your Retirement Income Faces a Hidden Cost: Full-Time Grandchild Care You Never Budgeted For

You retired at 63 with a clear vision: mornings at your own pace, travel, hobbies, and time to finally breathe.…

Drew Wood | Apr 14, 2026 at 8:00 AM EDT

Four Tickers That Turn $1 Million Into $60,000 of Annual Income

A million dollars sounds like enough to retire on. Whether it actually is depends entirely on what you make it…

Gerelyn Terzo | Apr 14, 2026 at 7:45 AM EDT

The $7,500 Roth Strategy Congress Couldn’t Ban: How High Earners Are Sheltering Income Tax-Free in 2026

In November 2021, the House of Representatives voted to kill two of the most powerful tax strategies available to high…

Drew Wood | Apr 14, 2026 at 7:00 AM EDT

These Boring Blue Chips Can Generate $48,000 a Year on $800K

Generating $48,000 a year from a portfolio requires capital proportional to your yield target. A 3.5% yield requires $1.37 million;…

Christy Bieber | Apr 14, 2026 at 5:49 AM EDT

The Social Security COLA is Shaping Up To Be a Good News/Bad News Scenario

Social Security benefits are an important source of income for many reasons. One of the biggest is the protections built…

Carl Sullivan | Apr 14, 2026 at 5:36 AM EDT

Single Mom Gets Relationship and Financial Advice, and the Two Are Related

Shayna is pregnant, working two jobs and heavily in debt, but she’s thinking about buying a new car. She lives…

Ian Cooper | Apr 13, 2026 at 2:23 PM EDT

We inherited $250,000. I want a second home, but my wife wants to save for our kids’ college. What should we do?

A $250,000 inheritance creates a marital standoff: one spouse wants a vacation property, the other wants to fund the kids’…

1 … 111 112 113 114 115 … 349

Personal Finance Articles

All Personal Finance Articles

I’m Retiring in 2026, but I’m Losing Sleep Over These 5 Fears. How Can I Regain My Peace of Mind?

Did Taxes on Social Security Actually Go Away? Here’s the Real Story

What to Do When Your Spouse Busts the Budget Mid-Month

What $3.1 Million Really Looks Like When One Spouse Wants to Travel and One Wants to Keep Working

Build a Six Figure Dividend Stream With Four Blue Chip Names and $2 Million

Cancer Patient Paid Off Mortgage Early. Did She Make a Huge Mistake?

The 401(k) Gap That Lets Wealthy Savers Convert $47,500 to Roth Every Year

Why Anesthesiologists Are Moving 401(k) Money Into This Account Before Retirement and Saving Thousands

At 63, Your Retirement Income Faces a Hidden Cost: Full-Time Grandchild Care You Never Budgeted For

Four Tickers That Turn $1 Million Into $60,000 of Annual Income

The $7,500 Roth Strategy Congress Couldn’t Ban: How High Earners Are Sheltering Income Tax-Free in 2026

These Boring Blue Chips Can Generate $48,000 a Year on $800K

The Social Security COLA is Shaping Up To Be a Good News/Bad News Scenario

Single Mom Gets Relationship and Financial Advice, and the Two Are Related

We inherited $250,000. I want a second home, but my wife wants to save for our kids’ college. What should we do?

Tech Experts Warn: Memory Shortage Crisis Won’t Ease Until 2028, and RAM Makers Have No Incentive to Fix It

Why U.S. AI Restrictions Could Give China an Unexpected Advantage Following the Android Playbook

Wall Street Tech Analyst: Micron Could 4x If the AI Cycle Lasts Through 2030

Make Sure You Calculate Your 401(k) RMD Before IRMAA Surcharges Hit Your Medicare

A 25-Year-Old Built $500K in Stocks, 13 Rentals, and $10K a Month, While Spending Just $24K a Year

Tech Experts Warn: Memory Shortage Crisis Won’t Ease Until 2028, and RAM Makers Have No Incentive to Fix It

Why U.S. AI Restrictions Could Give China an Unexpected Advantage Following the Android Playbook

Personal Finance Articles

All Personal Finance Articles

I’m Retiring in 2026, but I’m Losing Sleep Over These 5 Fears. How Can I Regain My Peace of Mind?

Did Taxes on Social Security Actually Go Away? Here’s the Real Story

What to Do When Your Spouse Busts the Budget Mid-Month

What $3.1 Million Really Looks Like When One Spouse Wants to Travel and One Wants to Keep Working

Build a Six Figure Dividend Stream With Four Blue Chip Names and $2 Million

Cancer Patient Paid Off Mortgage Early. Did She Make a Huge Mistake?

The 401(k) Gap That Lets Wealthy Savers Convert $47,500 to Roth Every Year

Why Anesthesiologists Are Moving 401(k) Money Into This Account Before Retirement and Saving Thousands

At 63, Your Retirement Income Faces a Hidden Cost: Full-Time Grandchild Care You Never Budgeted For

Four Tickers That Turn $1 Million Into $60,000 of Annual Income

The $7,500 Roth Strategy Congress Couldn’t Ban: How High Earners Are Sheltering Income Tax-Free in 2026

These Boring Blue Chips Can Generate $48,000 a Year on $800K

The Social Security COLA is Shaping Up To Be a Good News/Bad News Scenario

Single Mom Gets Relationship and Financial Advice, and the Two Are Related

We inherited $250,000. I want a second home, but my wife wants to save for our kids’ college. What should we do?

Tech Experts Warn: Memory Shortage Crisis Won’t Ease Until 2028, and RAM Makers Have No Incentive to Fix It

Why U.S. AI Restrictions Could Give China an Unexpected Advantage Following the Android Playbook

Wall Street Tech Analyst: Micron Could 4x If the AI Cycle Lasts Through 2030

Featured Reads

Make Sure You Calculate Your 401(k) RMD Before IRMAA Surcharges Hit Your Medicare

A 25-Year-Old Built $500K in Stocks, 13 Rentals, and $10K a Month, While Spending Just $24K a Year