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5515 Articles

Drew Wood | May 6, 2026 at 4:39 PM EDT

How Much Do You Really Need Invested to Replace an $80,000 Salary With Dividends?

An $80,000 annual income sits at a meaningful threshold. It roughly matches the combined Social Security benefit. It is higher…

Drew Wood | May 6, 2026 at 2:53 PM EDT

A $500,000 REIT Portfolio That Pays You Rent Without Owning a Single Property

A $500,000 rental property can generate meaningful monthly cash flow, but the net amount depends heavily on rent, financing, taxes,…

Ian Cooper | May 6, 2026 at 2:36 PM EDT

26-Year-Old Trader Investing 20% While Carrying $20K Debt: Here’s Why the Math Doesn’t Work

On a recent Street interview, George Kamel sat down with two financial professionals in Charlotte who discussed investing aggressively while…

Drew Wood | May 6, 2026 at 12:30 PM EDT

How to Build $2,000 a Month in Dividend Income

Two thousand dollars a month in dividend income is the threshold where passive cash flow stops being a hobby and…

Maurie Backman | May 6, 2026 at 12:27 PM EDT

Working Past 70 Does Not Grow Your Social Security Check — Or Does It?

In the context of Social Security, 70 is an important age. It’s generally considered the latest age to claim benefits,…

Christy Bieber | May 6, 2026 at 11:46 AM EDT

I’m Retiring With $300,000. Will It Last 25 Years?

According to the Federal Reserve Survey of Consumer Finances (SCF), the median retirement savings amount for households ages 65 to…

Omor Ibne Ehsan | May 6, 2026 at 11:00 AM EDT

How PayPal Survived When They Knew the Exact Hour Their $200 Million Would Hit Zero

On John Hope Bryant’s Money And Wealth podcast, in an episode titled “AI Is the Tsunami: Reid Hoffman on Jobs,…

Gerelyn Terzo | May 6, 2026 at 10:34 AM EDT

How a Roth Conversion at 64 Added $1,116 to a Retiree’s Medicare Premiums Two Years Later

A Smart Tax Move That Backfired A 64-year-old single retiree pulls in about $60,000 a year from a pension and…

Gerelyn Terzo | May 6, 2026 at 10:34 AM EDT

The IRMAA Tier That Catches Retirees Off Guard Two Years After Selling an Asset

Consider this: a 65-year-old single retiree with an $80,000 base income from a pension and partial 401(k) withdrawals sells a…

Drew Wood | May 6, 2026 at 10:08 AM EDT

A 62-Year-Old Weighs a $500,000 Roth Conversion and the Tax Gamble That Could Backfire

A seven-figure traditional IRA can look like the promised land at 62, but the tax bill is already quietly winding…

David Beren | May 6, 2026 at 9:54 AM EDT

American’s Auto Loan Credit Scores Plummet 8 Points in Just 3 Months, And Things Are Starting To Get Slippery

Eight points. That is the distance between where auto loan borrowers stood three months ago and where they stand today,…

Carl Sullivan | May 6, 2026 at 9:01 AM EDT

Clark Howard: ‘95% of Wage Earners Would Be Better Off’ With a Roth IRA

A North Carolina listener recently called into the Clark Howard podcast to ask about backdoor IRAs, a legal strategy that…

Maurie Backman | May 6, 2026 at 9:01 AM EDT

Social Security Is Taxed in These 8 States in 2026. The Other 42 Don’t Touch It.

Social Security benefits come from decades of payroll contributions, making their taxation particularly frustrating for retirees. The One Big Beautiful…

David Beren | May 6, 2026 at 8:54 AM EDT

Credit Card Debt Hit $1.28 Trillion as Americans Save Less Despite Higher Incomes

Credit cards carried the load in Q4 as Americans piled another $44 billion onto their balances, pushing the total to…

Marc Guberti | May 6, 2026 at 8:39 AM EDT

The Roth 401(k) Switch Pre-Retirees Are Making at 60 to Lock In Tax-Free Income for Life

A 60-year-old engineer in Charlotte posted to a Bogleheads thread last month with a question her CPA had ducked twice:…

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Personal Finance Articles

All Personal Finance Articles

How Much Do You Really Need Invested to Replace an $80,000 Salary With Dividends?

A $500,000 REIT Portfolio That Pays You Rent Without Owning a Single Property

26-Year-Old Trader Investing 20% While Carrying $20K Debt: Here’s Why the Math Doesn’t Work

How to Build $2,000 a Month in Dividend Income

Working Past 70 Does Not Grow Your Social Security Check — Or Does It?

I’m Retiring With $300,000. Will It Last 25 Years?

How PayPal Survived When They Knew the Exact Hour Their $200 Million Would Hit Zero

How a Roth Conversion at 64 Added $1,116 to a Retiree’s Medicare Premiums Two Years Later

The IRMAA Tier That Catches Retirees Off Guard Two Years After Selling an Asset

A 62-Year-Old Weighs a $500,000 Roth Conversion and the Tax Gamble That Could Backfire

American’s Auto Loan Credit Scores Plummet 8 Points in Just 3 Months, And Things Are Starting To Get Slippery

Clark Howard: ‘95% of Wage Earners Would Be Better Off’ With a Roth IRA

Social Security Is Taxed in These 8 States in 2026. The Other 42 Don’t Touch It.

Credit Card Debt Hit $1.28 Trillion as Americans Save Less Despite Higher Incomes

The Roth 401(k) Switch Pre-Retirees Are Making at 60 to Lock In Tax-Free Income for Life

5 Analog Chip Stocks Set to Rebound as the Cycle Changes

He’s 65 With a 3.6% Mortgage and $62,000 Left. Paying It Off Before He Retires Could Feed the Social Security Tax Torpedo.

He Put Gold in His IRA to Hedge Inflation. At 73, the RMD Forces Him to Sell the Precious Metal, and Taxes His Social Security.

He's 65 With a 3.6% Mortgage and $62,000 Left. Paying It Off Before He Retires Could Feed the Social Security Tax Torpedo.

He Put Gold in His IRA to Hedge Inflation. At 73, the RMD Forces Him to Sell the Precious Metal, and Taxes His Social Security.

Nvidia vs. SanDisk: 1 Valuation Gap Jim Cramer Says Is the Most Insulting Trade in Semiconductors Right Now

5 Analog Chip Stocks Set to Rebound as the Cycle Changes

Personal Finance Articles

All Personal Finance Articles

How Much Do You Really Need Invested to Replace an $80,000 Salary With Dividends?

A $500,000 REIT Portfolio That Pays You Rent Without Owning a Single Property

26-Year-Old Trader Investing 20% While Carrying $20K Debt: Here’s Why the Math Doesn’t Work

How to Build $2,000 a Month in Dividend Income

Working Past 70 Does Not Grow Your Social Security Check — Or Does It?

I’m Retiring With $300,000. Will It Last 25 Years?

How PayPal Survived When They Knew the Exact Hour Their $200 Million Would Hit Zero

How a Roth Conversion at 64 Added $1,116 to a Retiree’s Medicare Premiums Two Years Later

The IRMAA Tier That Catches Retirees Off Guard Two Years After Selling an Asset

A 62-Year-Old Weighs a $500,000 Roth Conversion and the Tax Gamble That Could Backfire

American’s Auto Loan Credit Scores Plummet 8 Points in Just 3 Months, And Things Are Starting To Get Slippery

Clark Howard: ‘95% of Wage Earners Would Be Better Off’ With a Roth IRA

Social Security Is Taxed in These 8 States in 2026. The Other 42 Don’t Touch It.

Credit Card Debt Hit $1.28 Trillion as Americans Save Less Despite Higher Incomes

The Roth 401(k) Switch Pre-Retirees Are Making at 60 to Lock In Tax-Free Income for Life

5 Analog Chip Stocks Set to Rebound as the Cycle Changes

He’s 65 With a 3.6% Mortgage and $62,000 Left. Paying It Off Before He Retires Could Feed the Social Security Tax Torpedo.

He Put Gold in His IRA to Hedge Inflation. At 73, the RMD Forces Him to Sell the Precious Metal, and Taxes His Social Security.

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He's 65 With a 3.6% Mortgage and $62,000 Left. Paying It Off Before He Retires Could Feed the Social Security Tax Torpedo.

He Put Gold in His IRA to Hedge Inflation. At 73, the RMD Forces Him to Sell the Precious Metal, and Taxes His Social Security.