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4629 Articles

Carl Sullivan | May 29, 2026 at 5:32 PM EDT

62-Year-Old Retiree’s $2.4M Portfolio Could Drop to $1.1M by 80 in the Wrong Market

A 62-year-old single retiree just walked away from work with a $2.4 million portfolio split between 60% stocks and 40%…

David Beren | May 29, 2026 at 5:07 PM EDT

Why a 70-Year-Old Couple With $3.4 Million Sold Their Long-Term Care Policies and Self-Funded a $400,000 Reserve Instead

A common pivot point in late-stage planning arrives when a long-term care carrier drops a premium-hike notice in your mailbox.…

David Beren | May 29, 2026 at 4:50 PM EDT

How a 55-Year-Old Couple Used AI to Stress-Test Six Retirement Scenarios and Found a $214,000 Shortfall in the Plan They Trusted

A dual-income couple in their mid-50s with just under $1.5 million across retirement and brokerage accounts should, on paper, be…

Ian Cooper | May 29, 2026 at 3:37 PM EDT

The $120,000 Roth Strategy That Cuts Retirement Taxes to $20,000 Instead of $35,000

A self-employed architect who spent 30 years running a small practice retires at 65 with around $300,000 of annual retirement…

Michael Williams | May 29, 2026 at 2:45 PM EDT

Social Security’s Hidden Formula Costs High Earners $14,000 a Year. Here’s Why.

A software executive earning $200,000 a year often assumes their Social Security benefit will be roughly four times what a…

Maurie Backman | May 29, 2026 at 1:36 PM EDT

The Social Security Earnings Rule That Trips Up Almost Every New Retiree

Many older Americans rush to claim Social Security benefits at age 62 because it’s the earliest point you’re allowed to…

Maurie Backman | May 29, 2026 at 12:22 PM EDT

The 2026 COLA Quietly Failed Millions of Retirees and Most Haven’t Noticed Yet

Once you start collecting Social Security, you may end up getting benefits for 10, 20, or 30 years. But over…

David Beren | May 29, 2026 at 12:08 PM EDT

The Inherited IRA 10-Year Rule Mistake That Triples a Non-Spouse Beneficiary’s Lifetime Tax Bill on a $640,000 Account

A 52-year-old hospital director earning $260,000 on her W-2 inherits a $640,000 traditional IRA from her father, who passed away…

Drew Wood | May 29, 2026 at 11:58 AM EDT

What Retirement Really Looks Like at 63 With $4.3 Million When You Are Snowbirding Between New York and Florida

A 63-year-old couple retires from investment banking, sells their second home in the Hamptons, keeps the Manhattan co-op, buys a…

Ian Cooper | May 29, 2026 at 11:55 AM EDT

The Stealth $18,000 Property Tax Increase Affluent Retirees Trigger When They Renovate at 70

A California couple in their 70s decides their long-time home needs an update. The kitchen is dated, and they want…

Ian Cooper | May 29, 2026 at 11:39 AM EDT

5 Reasons Retirees Should Choose Medigap Plan G Over Medicare Advantage in 2026

You turn 65 next month. The Medicare mailers are stacking up. And a friendly broker just told you that you…

Drew Wood | May 29, 2026 at 11:35 AM EDT

4 Dividend ETFs That Could Fund an $1,800-a-Month Golf Habit

Generating $1,800 per month from a $300,000 portfolio requires a blended yield of roughly 7.2%, enough to produce about $21,600…

David Beren | May 29, 2026 at 11:20 AM EDT

Retiring with $2 Million? Here’s What You Can Actually Spend After Taxes and Healthcare

The arithmetic looks clean on paper. A $2 million portfolio split 60/40 between stocks and bonds, paired with $32,000 a…

Drew Wood | May 29, 2026 at 10:41 AM EDT

Retiring at 63 With $1.7 Million in California Means a $13,000 Annual State and Local Tax Bill Most Calculators Skip

You are 63 years old with $1.7 million split between a 401(k) and a brokerage account, and the spreadsheet says…

Michael Williams | May 29, 2026 at 10:37 AM EDT

The $41,796 Price Tag Nobody Mentions When Converting to a Roth IRA

The Quiet Surprise in the Mailbox A 64 year old single retiree with an $800,000 traditional IRA ran the numbers…

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Personal Finance Articles

All Personal Finance Articles

62-Year-Old Retiree’s $2.4M Portfolio Could Drop to $1.1M by 80 in the Wrong Market

Why a 70-Year-Old Couple With $3.4 Million Sold Their Long-Term Care Policies and Self-Funded a $400,000 Reserve Instead

How a 55-Year-Old Couple Used AI to Stress-Test Six Retirement Scenarios and Found a $214,000 Shortfall in the Plan They Trusted

The $120,000 Roth Strategy That Cuts Retirement Taxes to $20,000 Instead of $35,000

Social Security’s Hidden Formula Costs High Earners $14,000 a Year. Here’s Why.

The Social Security Earnings Rule That Trips Up Almost Every New Retiree

The 2026 COLA Quietly Failed Millions of Retirees and Most Haven’t Noticed Yet

The Inherited IRA 10-Year Rule Mistake That Triples a Non-Spouse Beneficiary’s Lifetime Tax Bill on a $640,000 Account

What Retirement Really Looks Like at 63 With $4.3 Million When You Are Snowbirding Between New York and Florida

The Stealth $18,000 Property Tax Increase Affluent Retirees Trigger When They Renovate at 70

5 Reasons Retirees Should Choose Medigap Plan G Over Medicare Advantage in 2026

4 Dividend ETFs That Could Fund an $1,800-a-Month Golf Habit

Retiring with $2 Million? Here’s What You Can Actually Spend After Taxes and Healthcare

Retiring at 63 With $1.7 Million in California Means a $13,000 Annual State and Local Tax Bill Most Calculators Skip

The $41,796 Price Tag Nobody Mentions When Converting to a Roth IRA

An Overlooked Cleantech Fund Just Did in Eighteen Months What the S&P 500 Took Five Years to Accomplish

Why a 65-Year-Old With $2 Million Should Claim Social Security at 62, Not 70

Social Security’s Tax Torpedo: How a Single IRA Withdrawal Can Trigger an Unexpected 22% Marginal Rate

Why a 65-Year-Old With $2 Million Should Claim Social Security at 62, Not 70

Social Security's Tax Torpedo: How a Single IRA Withdrawal Can Trigger an Unexpected 22% Marginal Rate

An Overlooked Cleantech Fund Just Did in Eighteen Months What the S&P 500 Took Five Years to Accomplish

Why a 65-Year-Old With $2 Million Should Claim Social Security at 62, Not 70

Personal Finance Articles

All Personal Finance Articles

62-Year-Old Retiree’s $2.4M Portfolio Could Drop to $1.1M by 80 in the Wrong Market

Why a 70-Year-Old Couple With $3.4 Million Sold Their Long-Term Care Policies and Self-Funded a $400,000 Reserve Instead

How a 55-Year-Old Couple Used AI to Stress-Test Six Retirement Scenarios and Found a $214,000 Shortfall in the Plan They Trusted

The $120,000 Roth Strategy That Cuts Retirement Taxes to $20,000 Instead of $35,000

Social Security’s Hidden Formula Costs High Earners $14,000 a Year. Here’s Why.

The Social Security Earnings Rule That Trips Up Almost Every New Retiree

The 2026 COLA Quietly Failed Millions of Retirees and Most Haven’t Noticed Yet

The Inherited IRA 10-Year Rule Mistake That Triples a Non-Spouse Beneficiary’s Lifetime Tax Bill on a $640,000 Account

What Retirement Really Looks Like at 63 With $4.3 Million When You Are Snowbirding Between New York and Florida

The Stealth $18,000 Property Tax Increase Affluent Retirees Trigger When They Renovate at 70

5 Reasons Retirees Should Choose Medigap Plan G Over Medicare Advantage in 2026

4 Dividend ETFs That Could Fund an $1,800-a-Month Golf Habit

Retiring with $2 Million? Here’s What You Can Actually Spend After Taxes and Healthcare

Retiring at 63 With $1.7 Million in California Means a $13,000 Annual State and Local Tax Bill Most Calculators Skip

The $41,796 Price Tag Nobody Mentions When Converting to a Roth IRA

An Overlooked Cleantech Fund Just Did in Eighteen Months What the S&P 500 Took Five Years to Accomplish

Why a 65-Year-Old With $2 Million Should Claim Social Security at 62, Not 70

Social Security’s Tax Torpedo: How a Single IRA Withdrawal Can Trigger an Unexpected 22% Marginal Rate

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Why a 65-Year-Old With $2 Million Should Claim Social Security at 62, Not 70

Social Security's Tax Torpedo: How a Single IRA Withdrawal Can Trigger an Unexpected 22% Marginal Rate