Personal Finance Articles

All Personal Finance Articles

5306 Articles

Michael Williams | 17 hours ago

Trump Accounts Default to State Street SPDR Portfolio S&P 500 ETF, Here Are 3 Better ETF Options

The new Trump Accounts program parks starter capital for kids in the State Street SPDR Portfolio S&P 500 ETF (SPYM)…

Michael Williams | 18 hours ago

You Aren’t Defined by Your Financial Mistakes: Dave Ramsey Tells a Caller to Cancel His Mother’s $18,000 Credit Card Immediately

A caller to The Ramsey Show earning $85,000 a year called in with two debt problems layered on top of…

Michael Williams | 19 hours ago

Plumbers Retire Richer Than Their Bosses And Here’s How the Pension Works

Here is the uncomfortable truth about the plumbing trade: the journeyman turning wrenches in a hospital basement often walks into…

Austin Smith | 21 hours ago

HYSA or Treasury Bills for Your Emergency Fund

For an emergency fund, both a high yield savings account and a short-term Treasury bill are safe places to park…

Michael Williams | 21 hours ago

SPYM vs VTI: Which Trump Account ETF Actually Builds More Wealth by Age 18

The launch of federally seeded child investment accounts, informally dubbed “Trump Accounts,” has parents scrambling to pick a single ultra-low-cost…

Michael Williams | 21 hours ago

Dave Ramsey to Man With $83K on 16 Credit Cards Terrified to Sell His Hunting Land: ‘You Just Stacked Up a Bunch of Stuff’

On the July 1 episode of The Ramsey Show titled You Aren’t Defined By Your Financial Mistakes, a Charlotte caller…

David Beren | 21 hours ago

Social Security Pays $2,081 a Month. Here’s How Much You Need Invested to Match It.

The average Social Security retirement check reached $2,081 per month as of April 2026, according to the Social Security Administration’s…

David Beren | 22 hours ago

31.9 Million Forgotten 401(k) Accounts Hold $2.1 Trillion. Most Workers Never Consolidate Them

Most American careers run through a long list of employers. The Bureau of Labor Statistics tracked workers born between 1957…

Drew Wood | 22 hours ago

A $40,000 Capital Gain in 2025 Can Add Hundreds to Your 2027 Medicare Bill

A retired couple in New Jersey sold a rental property in early 2025 and booked a $40,000 long-term capital gain.…

Michael Williams | 23 hours ago

Trump Accounts Auto-Buy SPYM on July 4. Here’s the ETF Nobody’s Heard Of

The Treasury Department just handed one obscure ticker a windfall no marketing budget could buy. The State Street SPDR Portfolio…

Drew Wood | 23 hours ago

What It Takes to Retire on Italy’s Tuscan Coast at 60 on $1 Million and Keep Your Principal

Tuscany’s coast has long attracted retirees with its beaches, historic towns, exceptional food, and slower pace of life. The question…

Gerelyn Terzo | Yesterday

A 73-Year-Old Feared Her RMD Would Drain Her IRA and Tax Her Social Security. The IRS Formula Is Built So It Won’t.

She turned 73 this year, and her IRA custodian’s letter arrived with weight. Her first required minimum distribution (RMD) is…

David Beren | Yesterday

A 73-Year-Old With $1.4 Million Faces a $53,000 RMD, Plus the Bracket Jump Nobody Warned Them About

A 73-year-old who has saved $1.4 million in a traditional IRA is now subject to the IRS-required minimum distribution rules. Using the…

Drew Wood | Yesterday

The Real Cost of Retiring to Scottsdale, Arizona, at 65 on $950,000 Stress Free

Scottsdale offers many of the amenities retirees want: warm winters, championship golf, upscale dining, abundant outdoor recreation, and no Arizona…

Gerelyn Terzo | Yesterday

He Inherited a Home Worth $450,000. The Step-Up in Basis Saved Him From a Six-Figure Tax Hit

A man in his late 60s inherits his late mother’s home. He has heard horror stories about retirees who sell…

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Personal Finance Articles

All Personal Finance Articles

Trump Accounts Default to State Street SPDR Portfolio S&P 500 ETF, Here Are 3 Better ETF Options

You Aren’t Defined by Your Financial Mistakes: Dave Ramsey Tells a Caller to Cancel His Mother’s $18,000 Credit Card Immediately

Plumbers Retire Richer Than Their Bosses And Here’s How the Pension Works

HYSA or Treasury Bills for Your Emergency Fund

SPYM vs VTI: Which Trump Account ETF Actually Builds More Wealth by Age 18

Dave Ramsey to Man With $83K on 16 Credit Cards Terrified to Sell His Hunting Land: ‘You Just Stacked Up a Bunch of Stuff’

Social Security Pays $2,081 a Month. Here’s How Much You Need Invested to Match It.

31.9 Million Forgotten 401(k) Accounts Hold $2.1 Trillion. Most Workers Never Consolidate Them

A $40,000 Capital Gain in 2025 Can Add Hundreds to Your 2027 Medicare Bill

Trump Accounts Auto-Buy SPYM on July 4. Here’s the ETF Nobody’s Heard Of

What It Takes to Retire on Italy’s Tuscan Coast at 60 on $1 Million and Keep Your Principal

A 73-Year-Old Feared Her RMD Would Drain Her IRA and Tax Her Social Security. The IRS Formula Is Built So It Won’t.

A 73-Year-Old With $1.4 Million Faces a $53,000 RMD, Plus the Bracket Jump Nobody Warned Them About

The Real Cost of Retiring to Scottsdale, Arizona, at 65 on $950,000 Stress Free

He Inherited a Home Worth $450,000. The Step-Up in Basis Saved Him From a Six-Figure Tax Hit

A Couple Wants to Sell a Rental Without Setting Off a Medicare Surcharge. A 1031 Exchange or Installment Sale Can Spread the Gain.

Dividend King vs. Growth Giant: Johnson & Johnson Takes on Eli Lilly

How Much Cash Should You Actually Keep in a HYSA

A Couple Wants to Sell a Rental Without Setting Off a Medicare Surcharge. A 1031 Exchange or Installment Sale Can Spread the Gain.

How Much Cash Should You Actually Keep in a HYSA

A Couple Wants to Sell a Rental Without Setting Off a Medicare Surcharge. A 1031 Exchange or Installment Sale Can Spread the Gain.

Dividend King vs. Growth Giant: Johnson & Johnson Takes on Eli Lilly

Personal Finance Articles

All Personal Finance Articles

Trump Accounts Default to State Street SPDR Portfolio S&P 500 ETF, Here Are 3 Better ETF Options

You Aren’t Defined by Your Financial Mistakes: Dave Ramsey Tells a Caller to Cancel His Mother’s $18,000 Credit Card Immediately

Plumbers Retire Richer Than Their Bosses And Here’s How the Pension Works

HYSA or Treasury Bills for Your Emergency Fund

SPYM vs VTI: Which Trump Account ETF Actually Builds More Wealth by Age 18

Dave Ramsey to Man With $83K on 16 Credit Cards Terrified to Sell His Hunting Land: ‘You Just Stacked Up a Bunch of Stuff’

Social Security Pays $2,081 a Month. Here’s How Much You Need Invested to Match It.

31.9 Million Forgotten 401(k) Accounts Hold $2.1 Trillion. Most Workers Never Consolidate Them

A $40,000 Capital Gain in 2025 Can Add Hundreds to Your 2027 Medicare Bill

Trump Accounts Auto-Buy SPYM on July 4. Here’s the ETF Nobody’s Heard Of

What It Takes to Retire on Italy’s Tuscan Coast at 60 on $1 Million and Keep Your Principal

A 73-Year-Old Feared Her RMD Would Drain Her IRA and Tax Her Social Security. The IRS Formula Is Built So It Won’t.

A 73-Year-Old With $1.4 Million Faces a $53,000 RMD, Plus the Bracket Jump Nobody Warned Them About

The Real Cost of Retiring to Scottsdale, Arizona, at 65 on $950,000 Stress Free

He Inherited a Home Worth $450,000. The Step-Up in Basis Saved Him From a Six-Figure Tax Hit

A Couple Wants to Sell a Rental Without Setting Off a Medicare Surcharge. A 1031 Exchange or Installment Sale Can Spread the Gain.

Dividend King vs. Growth Giant: Johnson & Johnson Takes on Eli Lilly

How Much Cash Should You Actually Keep in a HYSA

Featured Reads

A Couple Wants to Sell a Rental Without Setting Off a Medicare Surcharge. A 1031 Exchange or Installment Sale Can Spread the Gain.

How Much Cash Should You Actually Keep in a HYSA