Personal Finance Articles

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4646 Articles

Carl Sullivan | May 28, 2026 at 2:13 PM EDT

Tax Bomb: Employer Stock Inside $4.2M 401(k) Could Cost Dearly

A senior director at a public mega-cap company is wrapping up her career at age 61. Her 401(k) sits at…

Carl Sullivan | May 28, 2026 at 1:12 PM EDT

$750,000 Annuity Locks In $4,200 a Month for Life, but Gives Up $610,000 Inheritance

The pitch sounds clean. Hand an insurance company $750,000 and receive $4,200 a month for life, regardless of what the…

Danielle Liverance | May 28, 2026 at 12:31 PM EDT

I’m 40, just divorced with $85,000 income and nothing saved. Can I really become a multimillionaire by 65?

A recently divorced caller phoned Ramsey Everyday Millionaires with a familiar mid-life math problem: 21 years of marriage gone, $85,000…

Ian Cooper | May 28, 2026 at 12:07 PM EDT

Want $9,000 in Annual Passive Income? Invest $100,000 Into These 3 Monthly Paying Funds

A $100,000 portfolio throwing off $750 a month answers the retirement income question. The math is unforgiving: $9,000 a year…

Ian Cooper | May 28, 2026 at 11:35 AM EDT

Florida Retirees Face $10,000 Annual Insurance Shock: The New Hidden Cost of Coastal Retirement

The retiree who paid off the house to lock in low costs in retirement is now watching property insurance behave…

Drew Wood | May 28, 2026 at 11:32 AM EDT

How Much Does This Dentist Need Invested to Replace $150,000 a Year With Dividends?

Replacing a dentist’s $150,000 salary entirely with dividend income is a goal that lands squarely in high-earner territory, anchoring a…

Danielle Liverance | May 28, 2026 at 11:31 AM EDT

I Spent $100K Fighting My Ex and Now My Boyfriend Wants to Support Me: Should I Let Him?

A single mother who already burned $100,000 on legal and travel expenses fighting her daughter’s father called into The Ramsey…

Ian Cooper | May 28, 2026 at 11:14 AM EDT

A 64-Year-Old Selling a Family Business for $3.2 Million Faces a $740,000 Capital Gains Tax Bill Without Planning

Selling a business you spent 30 years building should feel like a finish line. For a 64-year-old California owner cashing…

Ian Cooper | May 28, 2026 at 11:13 AM EDT

The Hidden $20,000 IRMAA Cliff a Retired Couple Walked Into After One Roth Conversion in the Wrong Year

Linda and Mark retired at 64 with a clean plan: convert a chunk of their traditional IRA to a Roth…

Maurie Backman | May 28, 2026 at 11:01 AM EDT

Trump Promised Not to Cut Social Security and Then Quietly Did It Anyway

In the course of his presidential campaign, Donald Trump had a lot to say about Social Security. And that makes…

David Beren | May 28, 2026 at 10:59 AM EDT

The 0% Capital Gains Bracket: How Retirees Can Realize $94,000 in Tax-Free Gains

A retired couple in their mid-60s, sitting on a large brokerage account with decades of embedded gains, has one of…

Danielle Liverance | May 28, 2026 at 10:36 AM EDT

‘You Guys Make Too Much to Be This Broke’: How Rachel Cruze Exposed a Family’s $3,500 Monthly Spending Leak

Joseph called The Ramsey Show with a problem most families would envy and recognize. He and his wife earn about…

Christy Bieber | May 28, 2026 at 10:30 AM EDT

3 Reasons Your Social Security Check May Shrink

If you’re like most seniors and you rely on Social Security to help you fund your expenses in retirement, seeing…

Austin Smith | May 28, 2026 at 10:25 AM EDT

Social Security’s Biggest 2026 Rule Change Just Handed 3 Million Retirees Thousands in Back Pay

The Quiet Windfall Hiding in Public Sector Pensions A retired teacher in Ohio spent 28 years in a classroom and…

Danielle Liverance | May 28, 2026 at 10:16 AM EDT

We’re holding $50,000 in 8 sinking funds but only spend $5,000 a month: are we being too conservative?

On a recent episode of the Money Guy Show titled He’s Working 60 Hours a Week to Retire Early… Is…

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Personal Finance Articles

All Personal Finance Articles

Tax Bomb: Employer Stock Inside $4.2M 401(k) Could Cost Dearly

$750,000 Annuity Locks In $4,200 a Month for Life, but Gives Up $610,000 Inheritance

I’m 40, just divorced with $85,000 income and nothing saved. Can I really become a multimillionaire by 65?

Want $9,000 in Annual Passive Income? Invest $100,000 Into These 3 Monthly Paying Funds

Florida Retirees Face $10,000 Annual Insurance Shock: The New Hidden Cost of Coastal Retirement

How Much Does This Dentist Need Invested to Replace $150,000 a Year With Dividends?

I Spent $100K Fighting My Ex and Now My Boyfriend Wants to Support Me: Should I Let Him?

A 64-Year-Old Selling a Family Business for $3.2 Million Faces a $740,000 Capital Gains Tax Bill Without Planning

The Hidden $20,000 IRMAA Cliff a Retired Couple Walked Into After One Roth Conversion in the Wrong Year

Trump Promised Not to Cut Social Security and Then Quietly Did It Anyway

The 0% Capital Gains Bracket: How Retirees Can Realize $94,000 in Tax-Free Gains

‘You Guys Make Too Much to Be This Broke’: How Rachel Cruze Exposed a Family’s $3,500 Monthly Spending Leak

3 Reasons Your Social Security Check May Shrink

Social Security’s Biggest 2026 Rule Change Just Handed 3 Million Retirees Thousands in Back Pay

We’re holding $50,000 in 8 sinking funds but only spend $5,000 a month: are we being too conservative?

The Divorced Spouse Strategy That Adds $14,400 a Year for a 66-Year-Old Whose Ex Is Still Alive

Your Adult Child Has a Chronic Health Condition and Needs Your Help. What Retirees Should Know

PBW’s 34% Year-to-Date Gain Masks a Brutal Five-Year Pattern Every Rate Cycle Repeats

The Divorced Spouse Strategy That Adds $14,400 a Year for a 66-Year-Old Whose Ex Is Still Alive

Your Adult Child Has a Chronic Health Condition and Needs Your Help. What Retirees Should Know

The Divorced Spouse Strategy That Adds $14,400 a Year for a 66-Year-Old Whose Ex Is Still Alive

Your Adult Child Has a Chronic Health Condition and Needs Your Help. What Retirees Should Know

Personal Finance Articles

All Personal Finance Articles

Tax Bomb: Employer Stock Inside $4.2M 401(k) Could Cost Dearly

$750,000 Annuity Locks In $4,200 a Month for Life, but Gives Up $610,000 Inheritance

I’m 40, just divorced with $85,000 income and nothing saved. Can I really become a multimillionaire by 65?

Want $9,000 in Annual Passive Income? Invest $100,000 Into These 3 Monthly Paying Funds

Florida Retirees Face $10,000 Annual Insurance Shock: The New Hidden Cost of Coastal Retirement

How Much Does This Dentist Need Invested to Replace $150,000 a Year With Dividends?

I Spent $100K Fighting My Ex and Now My Boyfriend Wants to Support Me: Should I Let Him?

A 64-Year-Old Selling a Family Business for $3.2 Million Faces a $740,000 Capital Gains Tax Bill Without Planning

The Hidden $20,000 IRMAA Cliff a Retired Couple Walked Into After One Roth Conversion in the Wrong Year

Trump Promised Not to Cut Social Security and Then Quietly Did It Anyway

The 0% Capital Gains Bracket: How Retirees Can Realize $94,000 in Tax-Free Gains

‘You Guys Make Too Much to Be This Broke’: How Rachel Cruze Exposed a Family’s $3,500 Monthly Spending Leak

3 Reasons Your Social Security Check May Shrink

Social Security’s Biggest 2026 Rule Change Just Handed 3 Million Retirees Thousands in Back Pay

We’re holding $50,000 in 8 sinking funds but only spend $5,000 a month: are we being too conservative?

The Divorced Spouse Strategy That Adds $14,400 a Year for a 66-Year-Old Whose Ex Is Still Alive

Your Adult Child Has a Chronic Health Condition and Needs Your Help. What Retirees Should Know

PBW’s 34% Year-to-Date Gain Masks a Brutal Five-Year Pattern Every Rate Cycle Repeats

Featured Reads

The Divorced Spouse Strategy That Adds $14,400 a Year for a 66-Year-Old Whose Ex Is Still Alive

Your Adult Child Has a Chronic Health Condition and Needs Your Help. What Retirees Should Know