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4607 Articles

Ian Cooper | May 23, 2026 at 12:10 PM EDT

The Three-Circle Test: Why You Don’t Need to Be the CEO to Pick Winning Stocks

On a recent episode of The Investing for Beginners Podcast titled Back to the Basics: Circle of Competence, co-host Stephen…

Marc Guberti | May 23, 2026 at 12:07 PM EDT

A 73 Year Old With $1.5 Million in a 401(k) Discovers RMDs Will Trigger a $280,000 Cumulative Tax Bill

The scenario plays out in retirement forums weekly: a single retiree born in 1953, sitting on roughly $1.5 million in…

Austin Smith | May 23, 2026 at 12:00 PM EDT

Medicare Premium Jumps Hundreds a Month in 2026 From a 2024 Asset Sale You Forgot About

Picture a 67-year-old who sold a vacation home in 2024 for a $300,000 capital gain. The check cleared, and most…

Austin Smith | May 23, 2026 at 11:45 AM EDT

Medicare Surcharges Spike $1,062 a Year at the $109,000 Income Threshold Most Retirees Miss

The Quiet Cliff Sitting Between $108,999 and $109,001 A single retiree, age 70, lives off Social Security, a modest pension,…

Maurie Backman | May 23, 2026 at 11:14 AM EDT

The Two Huge Social Security Problems Congress Keeps Quietly Ignoring

It’s not exactly a secret that Social Security serves as a critical source of income for millions of retirees today.…

Danielle Liverance | May 23, 2026 at 10:42 AM EDT

I cut my housing costs 54 percent by downsizing in an expensive city. Here’s how I reached financial independence without leaving California

Aubrey Williams reached financial independence in Santa Barbara, California, one of the most expensive real estate markets in America, without…

Drew Wood | May 23, 2026 at 10:27 AM EDT

The Single Premium Immediate Annuity That Adds $3,800 a Month to a $1.2 Million Income Portfolio Without Touching a Stock

A 73-year-old retiree with a $1.2 million dividend portfolio generating $5,400 a month faces a quieter retirement problem than most.…

Jeremy Phillips | May 23, 2026 at 9:34 AM EDT

Should You Gift Above Your RMDs? Suze Orman’s Answer for Retirees With 17+ Years Left

On her July 18, 2024 podcast episode Ask KT & Suze Anything: I Want to Give Money to my Grandchildren,…

Drew Wood | May 23, 2026 at 9:20 AM EDT

How $700,000 Spread Across Four Preferred Stock ETFs Generates $42,000 a Year Even When the Stock Market Stalls

A 68-year-old retiree who wants to generate $42,000 a year in dividend income without constantly riding the swings of the…

Maurie Backman | May 23, 2026 at 9:17 AM EDT

Why 2032 Could Quietly Become the Year Everything Changes for Social Security

If you work and pay into Social Security throughout your career, you may not be happy to see those…

Marc Guberti | May 23, 2026 at 9:07 AM EDT

The 401(k) Mega Backdoor Roth Strategy a Tech Worker Used to Build $750,000 of Roth Wealth in Six Years

A 30-year-old software engineer at Meta (NASDAQ:META | META Price Prediction), earning a $200,000 base plus refreshing stock grants, asked…

Ian Cooper | May 23, 2026 at 8:31 AM EDT

The $19,200 Medicare Surprise That Hits Retirees After One Roth Conversion in the Wrong Year

Picture a couple in their first year of retirement. Both are 64, both stopped working in January, and they finally…

Drew Wood | May 23, 2026 at 8:12 AM EDT

The Closed-End Fund Portfolio That Quietly Pays a 71-Year-Old $61,000 a Year on $850,000 and Trades at a Persistent Discount

A 71-year-old retiree holding $850,000 across a basket of closed-end funds is generating roughly $61,000 a year in distributions. That…

Austin Smith | May 23, 2026 at 8:00 AM EDT

Medicare Premium Jumps Hundreds a Month in 2026 From a 2024 Asset Sale You Forgot About

Picture a 67-year-old who sold a vacation home in 2024 for a $300,000 capital gain. The check cleared, and most…

Drew Wood | May 23, 2026 at 7:55 AM EDT

How $300,000 in JEPQ and JEPI Quietly Pays $24,000 a Year Without the MLP K-1 Headache

A 65-year-old single retiree with $300,000 split evenly between two JPMorgan covered-call ETFs can pull roughly $24,000 in annual distributions…

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Personal Finance Articles

All Personal Finance Articles

The Three-Circle Test: Why You Don’t Need to Be the CEO to Pick Winning Stocks

A 73 Year Old With $1.5 Million in a 401(k) Discovers RMDs Will Trigger a $280,000 Cumulative Tax Bill

Medicare Premium Jumps Hundreds a Month in 2026 From a 2024 Asset Sale You Forgot About

Medicare Surcharges Spike $1,062 a Year at the $109,000 Income Threshold Most Retirees Miss

The Two Huge Social Security Problems Congress Keeps Quietly Ignoring

I cut my housing costs 54 percent by downsizing in an expensive city. Here’s how I reached financial independence without leaving California

The Single Premium Immediate Annuity That Adds $3,800 a Month to a $1.2 Million Income Portfolio Without Touching a Stock

Should You Gift Above Your RMDs? Suze Orman’s Answer for Retirees With 17+ Years Left

How $700,000 Spread Across Four Preferred Stock ETFs Generates $42,000 a Year Even When the Stock Market Stalls

Why 2032 Could Quietly Become the Year Everything Changes for Social Security

The 401(k) Mega Backdoor Roth Strategy a Tech Worker Used to Build $750,000 of Roth Wealth in Six Years

The $19,200 Medicare Surprise That Hits Retirees After One Roth Conversion in the Wrong Year

The Closed-End Fund Portfolio That Quietly Pays a 71-Year-Old $61,000 a Year on $850,000 and Trades at a Persistent Discount

Medicare Premium Jumps Hundreds a Month in 2026 From a 2024 Asset Sale You Forgot About

How $300,000 in JEPQ and JEPI Quietly Pays $24,000 a Year Without the MLP K-1 Headache

Top Wall Street Strategist: AI ‘Reality Check’ Is Coming as Bond Market Flashes Warning Signs

Four REITs Fund 45% of This Income ETF’s Distributions Right Now

Nvidia CEO Jensen Huang Says AI Job Losses Are Complete Nonsense. He’s Betting on a Hiring Surge Instead.

The Social Security Switch Most Widows Never Make: How to Gain $5,856 Yearly Income

This $750,000 Municipal Bond Sleeve Pays a High-Earner Couple $33,000 a Year of Federal-Tax-Free Income

The Social Security Switch Most Widows Never Make: How to Gain $5,856 Yearly Income

Top Wall Street Strategist: AI ‘Reality Check’ Is Coming as Bond Market Flashes Warning Signs

Personal Finance Articles

All Personal Finance Articles

The Three-Circle Test: Why You Don’t Need to Be the CEO to Pick Winning Stocks

A 73 Year Old With $1.5 Million in a 401(k) Discovers RMDs Will Trigger a $280,000 Cumulative Tax Bill

Medicare Premium Jumps Hundreds a Month in 2026 From a 2024 Asset Sale You Forgot About

Medicare Surcharges Spike $1,062 a Year at the $109,000 Income Threshold Most Retirees Miss

The Two Huge Social Security Problems Congress Keeps Quietly Ignoring

I cut my housing costs 54 percent by downsizing in an expensive city. Here’s how I reached financial independence without leaving California

The Single Premium Immediate Annuity That Adds $3,800 a Month to a $1.2 Million Income Portfolio Without Touching a Stock

Should You Gift Above Your RMDs? Suze Orman’s Answer for Retirees With 17+ Years Left

How $700,000 Spread Across Four Preferred Stock ETFs Generates $42,000 a Year Even When the Stock Market Stalls

Why 2032 Could Quietly Become the Year Everything Changes for Social Security

The 401(k) Mega Backdoor Roth Strategy a Tech Worker Used to Build $750,000 of Roth Wealth in Six Years

The $19,200 Medicare Surprise That Hits Retirees After One Roth Conversion in the Wrong Year

The Closed-End Fund Portfolio That Quietly Pays a 71-Year-Old $61,000 a Year on $850,000 and Trades at a Persistent Discount

Medicare Premium Jumps Hundreds a Month in 2026 From a 2024 Asset Sale You Forgot About

How $300,000 in JEPQ and JEPI Quietly Pays $24,000 a Year Without the MLP K-1 Headache

Top Wall Street Strategist: AI ‘Reality Check’ Is Coming as Bond Market Flashes Warning Signs

Four REITs Fund 45% of This Income ETF’s Distributions Right Now

Nvidia CEO Jensen Huang Says AI Job Losses Are Complete Nonsense. He’s Betting on a Hiring Surge Instead.

Featured Reads

The Social Security Switch Most Widows Never Make: How to Gain $5,856 Yearly Income

This $750,000 Municipal Bond Sleeve Pays a High-Earner Couple $33,000 a Year of Federal-Tax-Free Income