My Dad Wants To Live Off Dividends From Only $250,000
For many retirees, there is a pretty big question about how to handle living off a finite amount of money. Whether it’s because they weren’t able to save or had to use savings for…
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Attention Boomers: You Have Less Than 1 Month Until The Most Important Social Security Announcement of the Year
If you are a Baby Boomer and you are collecting Social Security, you have less than a month until one of the most important announcements of the year happens. You need to be prepared…
Suze Orman Shares The Truth on Social Security After New Tax Law
Social Security is a crucial source of income for many seniors, so understanding the details of how these benefits work is important. That’s especially true when changes are made. For example, the One Big…
Should I Claim Social Security at 70 or Start at FRA Based on Predictions for 2034?
One of the biggest decisions anyone moving into retirement has to make is when to start claiming Social Security. What seems like an easy decision can actually be far more complicated, especially if you…
I pulled $5 million out of stocks and now feel stuck without good options
Whether you have $50,000 or $5 million, one of the most challenging decisions to make is what to do when you don’t want to go “all-in” on investing. There is no question that it’s…
We’re in Our Mid-50s With $2 Million in Our 401(k) and a $120k Pension Per Year: Are We Good to Retire?
Early retirement looks very different at 55 than at 35. With $4.5 million across a 401(k) and brokerage account, plus a $120,000 pension starting in 2026, this mid-50s poster has a strong case for…
I Hit My First $1,000 in Annual Dividends – Here’s How I Did It
Dividends have gained immense popularity lately. It could be due to the interest rate cuts this month, sending investors back to equities looking for a higher yield, or it could be due to the…
What Are The Key Factors For When Should I Claim Social Security?
What’s the right age to claim Social Security? A Reddit user who has been considering this issue said recently that when you make this decision, you are playing in Las Vegas” against the government. …
Should I start collecting Social Security at 62 to let my IRA investments grow?
According to research from the Senior Citizens League, 2/3 of seniors rely on Social Security for over half of the income that they receive. Since Social Security benefits are such an important income source…
Are Credit Card Rewards Really Worth It? My Thoughts on SUBs and Cash Back
How much work is it worth putting into earning credit card rewards? A Reddit poster asked this question recently. The Redditor was doing something called “SUB-churning” or opening up new credit cards to try…
2 Policy Changes Americans Need to Fix Social Security
These days, millions of older Americans collect a benefit from Social Security each month. And for many retirees, that benefit is the only income they have to live on. Now the reality is that…
Worried About a Recession? Here’s What to Know Before Moving Your 401(k) to Cash
When this article was first published in September 2025, the question was whether the S&P 500 could manage a "three-peat" of 20%-plus returns. The answer came in the form of a volatile but ultimately…
U.S. Adults Under 40: Maxing Out Retirement Accounts and Other Smart Money Moves to Ensure a Comfortable Retirement
24/7 Create a set financial plan before you turn 40. Establish retirement accounts. Make sure you always have an emergency fund available. Also: Take this quiz to see if you’re on track to retire…
Dave Ramsey: Don’t Use Your 401(k) to Pay Off Your House
A lot of people don’t save a dime for retirement and wind up having to live on Social Security alone once they stop working. So if you’re someone with money in a 401(k), you’re…
What Happens to My House If I Die Without a Will and My Wife Is Not on the Mortgage?
Just because two people are married and share a home does not automatically mean they’re both the legal owners of that home. In a situation where only one spouse is on the deed…